20236 Cottagewood Rd, Excelsior, MN 55331 Property Records

Hennepin County property record for 20236 Cottagewood Rd, Excelsior, MN 55331

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,280 sqft · built 1985
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$2,297,000 (Dec 2018)
Tax Bill$40,397 (2025)
Deeds & MortgagesDec 2018 Sale
Dec 2017 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN24-117-23-34-0041

Property Details

APN / Parcel Number

Primary APN24-117-23-34-0041

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,280 sqft Living Area
Gross Area3,525 sqft
1st Floor Area1,039 sqft
2nd Floor Area1,246 sqft
Basement Area817 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2015
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialWood
Lot Area22,651 sqft (0.52 acres)
Lot Width10 ft Width
View / LotLake Front
Garage TypeAttached
Garage Area428 sqft

Exterior Amenities

PorchOpen Porch
Porch Area248 sqft
Deck Area353 sqft
Patio Area460 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address20236 COTTAGEWOOD RD
CityEXCELSIOR
StateMN
Zip55331-9300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 016 BLOCK 003 A DEEPHAVEN SHORE ACRES LOT 16 AND THAT PART OF LOT 15 LYING ELY OF WLY LINE OF DREDGED CANAL ALL LYING SLY OF A LINE AND ITS NELY EXTENSION DESC AS COM AT MOST SLY COR T IRREGULAR
Legal Range23
Legal Township117
Legal Section24
Legal Quarter34
Legal SubdivisionDEEPHAVEN SHORE ACRES
Legal Block3
Legal Lot Number16
JurisdictionHENNEPIN MN
Township / Civil DivisionDEEPHAVEN
Census Block Group3
Census Block3000
Census Tract27400

Owner

20236 Cottagewood Rd is owned and occupied by two individuals who bought it in December 2018.

Source: Hennepin County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address20236 COTTAGEWOOD RD, EXCELSIOR, MN 55331-9300
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2018Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE INC
Dec 5, 2017Warranty Deed, Construction Loan · Line of Credit
SIGNATURE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2018 · Amount on File
Deed SaleDec 10, 2018 · Amount on File
Prior SaleDec 5, 2017 · Amount on File
Deed Document Number201810618760
Record UpdatedOct 29, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateDec 10, 2018
Property Address20236 COTTAGEWOOD RD, EXCELSIOR, MN 55331-9300
Document Number0010618760
Instrument DateDec 7, 2018
Instrument10618760
Transaction TypeTransfer
Record UpdatedDec 31, 2018
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

AmountAmount on Record
Tax$7,809.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20236 COTTAGEWOOD RD EXCELSIOR MN 553319300, EXCELSIOR, MN 55331-9300

December 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateDec 5, 2017
Property Address20236 COTTAGEWOOD RD, EXCELSIOR, MN 55331-9300
Document Number0010506538
Instrument DateDec 4, 2017
Instrument10506538
Transaction TypeConstruction Loan
Record UpdatedJan 3, 2018
Title CompanyLAND TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,913.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPartnership
Address17736 EXCELSIOR BLVD MINNETONKA MN 553454109, MINNETONKA, MN 55345-4109

Mortgage

Document Number10506539
DateDec 5, 2017
Instrument10506539
Lender
NameSIGNATURE BK
TypeBank
Address9800 BREN RD E # 200, MINNETONKA, MN 55343-6400
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueDec 4, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20236 Cottagewood Rd was $40,397.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityDeephaven City
Unified School DistrictMinnetonka Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,397.00$3,100,000 Land $2,836,100 Building $263,900$3,100,000 Land $2,836,100 Building $263,900
2023$35,084.00
2022$2,880,000 Land $1,702,000 Building $1,178,000$2,880,000 Land $1,702,000 Building $1,178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20236 Cottagewood Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1981–2001)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20236 Cottagewood Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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