Hennepin County property record for 20275 Cottagewood Rd, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,024 sqft · built 1925 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,623 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-117-23-32-0027 |
| Primary APN | 24-117-23-32-0027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 3,781 sqft |
| 1st Floor Area | 1,659 sqft |
| Basement Area | 811 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 416 sqft |
| Deck Area | 288 sqft |
| Patio Area | 300 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 20275 COTTAGEWOOD RD |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-6701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 080 A REVISED COTTAGEWOOD S 76 FT OF LOTS 77 TO 80 INCL ALSO THE N 40 FT OF THE E 100 FT AS MEAS ALONG N LINE THOF OF LOT 76 IRREGULAR |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 24 |
| Legal Quarter | 32 |
| Legal Subdivision | REVISED COTTAGEWOOD |
| Legal Block | 3 |
| Legal Lot Number | 80 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | DEEPHAVEN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 27400 |
20275 Cottagewood Rd is owned and occupied by two individuals who acquired it in November 2016.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20275 COTTAGEWOOD RD, EXCELSIOR, MN 55331-6701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2018 | Deed of Trust, Mortgage MANUFACTURERS BK |
| Feb 14, 2018 | Deed of Trust, Mortgage MANUFACTURERS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 22, 2016 |
| Transfer Doc | 0005401553 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 20275 COTTAGEWOOD RD, EXCELSIOR, MN 55331-6701 |
| Document Number | 0005513019 |
| Instrument Date | Feb 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 20275 COTTAGEWOOD RD EXCELSIOR MN 553316701, EXCELSIOR, MN 55331-6701 |
| Document Number | 0005513019 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 5513019 |
| Name | MANUFACTURERS BK |
|---|---|
| Type | Bank |
| Address | FOREST CITY, IA 50436 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 20, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 20275 COTTAGEWOOD RD, EXCELSIOR, MN 55331-6701 |
| Document Number | 0005520187 |
| Instrument Date | Feb 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 20275 COTTAGEWOOD RD EXCELSIOR MN 553316701, EXCELSIOR, MN 55331-6701 |
| Document Number | 0005520187 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 5520187 |
| Name | MANUFACTURERS BK |
|---|---|
| Type | Bank |
| Address | FOREST CITY, IA 50436 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 26, 2048 |
The 2025 property tax bill for 20275 Cottagewood Rd was $11,623.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Deephaven City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,623.00 | $948,100 Land $793,000 Building $155,100 | $948,100 Land $793,000 Building $155,100 |
| 2023 | $8,376.00 Homeowner's exemption | ||
| 2022 | $745,000 Land $695,000 Building $50,000 | $745,000 Land $695,000 Building $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20275 Cottagewood Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1981–2001) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20275 Cottagewood Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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