1198 Chaparral Dr, El Centro, CA 92243 Property Records

Imperial County property record for 1198 Chaparral Dr, El Centro, CA 92243 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,074 sqft · built 1997
Lot Size	0.195 acres (8,472 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Dec 2020)
Tax Bill	$4,145 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-592-025-000`

Property Details

APN / Parcel Number

Primary APN	`053-592-025-000`
Alternative APNs	`0535922501` `05359225`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,074 sqft Living Area
1st Floor Area	2,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Lot Area	8,472 sqft (0.195 acres)
Garage Type	Attached
Garage Area	695 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1198 CHAPARRAL DR
City	EL CENTRO
State	CA
Zip	92243-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 BLK 2 DESERT ESTATES SOUTH UNIT NO 3 CITY OF EL CENTRO
Legal Subdivision	DESERT ESTATES SOUTH 03
Legal Block	2
Legal Lot Number	25
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	2
Census Block	2015
Census Tract	11803

Owner

Source: Imperial County records · APN 053-592-025-000

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1198 CHAPARRAL DR, EL CENTRO, CA 92243-6109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2019	Deed of Trust, Mortgage · Line of Credit SUN COMMUNITY FCU
Dec 08, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 08, 2020 · Amount on Record
Deed Sale	Dec 08, 2020 · Amount on Record
Prior Sale	Sep 12, 2013 · Amount on Record
Deed Document Number	202024060
Prior Transfer Date	Aug 02, 2005
Prior Transfer Doc	0000034188
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1198 CHAPARRAL DR, EL CENTRO, CA 92243-6109
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004200
Date	Mar 11, 2019
Instrument	2019004200

Lender

Name	SUN COMMUNITY FCU
Type	Credit Union
Address	EL CENTRO, CA 92243

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Dec 08, 2020
Property Address	1198 CHAPARRAL DR, EL CENTRO, CA 92243-6109
Document Number	0000024060
Map Reference	MB 18 PG 35
Instrument Date	Oct 26, 2020
Instrument	2020024060
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 CHAPARRAL DR, EL CENTRO, CA 92243-6109

Mortgage

Document Number	0000024061
Date	Dec 08, 2020
Instrument	2020024061

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$364,344 (+6.12%) Land $66,243 Building $298,101
2025	$4,145.00 (+2.83%)
2023	$4,031.00 (+7.07%)	$343,332 Land $62,424 Building $280,908
2022	$3,765.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Imperial County (06025C), updated October 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 358 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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