20240 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20240 Black Tree Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,325 sqft · built 2013
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Sep 2025)
Tax Bill	$6,631 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E1-21000.1120`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E1-21000.1120`
Alternative APNs	`262946E1210001120` `29462621000001120` `10558338`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,325 sqft Living Area
Gross Area	2,922 sqft
1st Floor Area	2,032 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	6,229 sqft (0.143 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	177 sqft
Patio Area	293 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10558338
Street Address	20240 BLACK TREE LN
City	ESTERO
State	FL
Zip	33928-6434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT CORKSCREW DESC IN INST# 2012000094503 LOT 112
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	PRESERVE AT CORKSCREW
Legal Tract	E1
Legal Block	4
Legal Lot Number	112
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	4
Census Block	4003
Census Tract	50311

Owner

Source: Lee County records · APN 29-46-26-E1-21000.1120

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21818 RAINBOW LAKE CT, ESTERO, FL 33928-6296
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Mar 09, 2017	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND
Jan 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	May 03, 2013 · Amount on Record
Deed Document Number	2025252146
Prior Transfer Date	Jan 18, 2017
Prior Transfer Doc	0000012761
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 19, 2025
Property Address	20240 BLACK TREE LN, ESTERO, FL 33928-6434
Document Number	0000252146
Map Reference	DOC 2012000094503
Instrument Date	Aug 29, 2025
Instrument	2025000252146
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	UNKNOWN, MARKET PLACE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20240 BLACK TREE LN, ESTERO, FL 33928-6434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21818 RAINBOW LAKE CT, ESTERO, FL 33928-6296

Mortgage

Document Number	0000252147
Date	Sep 19, 2025
Instrument	2025000252147

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2055

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20240 BLACK TREE LN, ESTERO, FL 33928-6434
Document Number	0000060330
Instrument Date	Mar 09, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20240 BLACK TREE LN ESTERO FL 339286434, ESTERO, FL 33928-6434

Mortgage

Document Number	0000060330
Date	Mar 21, 2017
Instrument	60330

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Jan 18, 2017
Property Address	20240 BLACK TREE LN, ESTERO, FL 33928-6434
Document Number	0000012761
Instrument Date	Jan 18, 2017
Instrument	12761
Transaction Type	Transfer
Record Updated	Feb 09, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	20240 BLACK TREE LN ESTERO FL 339286434, ESTERO, FL 33928-6434

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,631.00 (+1.28%) Homeowner's exemption	$318,329 (+2.9%)	$437,483 (-9.89%) Land $118,137 Building $319,346
2024	$6,547.00 (+13.17%) Homeowner's exemption	$309,358 (+3%)	$485,481 (+2.51%) Land $115,959 Building $369,522
2023	$5,785.00 (+31.96%) Homeowner's exemption	$300,348 (+3%)	$473,580 (+16.23%) Land $103,574 Building $370,006
2022	$4,384.00 Homeowner's exemption	$291,600	$407,451 Land $95,600 Building $311,851

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lumen Technologies Fiber	1,000 / 1,000

Based on FCC filings for 110 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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