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20224 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20224 Black Tree Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,789 sqft · built 2013
Lot Size0.178 acres (7,754 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Jul 2016)
Tax Bill$6,926 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E1-21000.1090

Property Details

APN / Parcel Number

Primary APN29-46-26-E1-21000.1090
Alternative APNs
  • 262946E1210001090
  • 29462621000001090
  • 10558335

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,789 sqft Living Area
Gross Area3,351 sqft
1st Floor Area1,909 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area7,754 sqft (0.178 acres)
Garage TypeAttached
Garage Area413 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchSlab
Porch Area149 sqft
Patio Area488 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10558335
Street Address20224 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT CORKSCREW DESC IN INST# 2012000094503 LOT 109
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal TractE1
Legal Block4
Legal Lot Number109
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4003
Census Tract50311

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20224 BLACK TREE LN, ESTERO, FL 33928-6434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 16, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2016 · Amount on Record
Deed SaleJul 13, 2016 · Amount on Record
Prior SaleDec 3, 2013 · Amount on Record
Deed Document Number2016148442
Last Transfer DateMar 8, 2021
Transfer Doc0000081034
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20224 BLACK TREE LN, ESTERO, FL 33928-6434
Transaction TypeMortgage
Record UpdatedDec 16, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address20224 BLACK TREE LN, ESTERO, FL 33928-6434

Mortgage

Document Number0000316945
DateDec 2, 2025
Instrument2025000316945
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2040

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateMar 16, 2021
Property Address20224 BLACK TREE LN, ESTERO, FL 33928-6434
Document Number0000081034
Map ReferenceDOC 2012000094503
Instrument DateMar 8, 2021
Instrument2021000081034
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address53 1ST ST, 53, BONITA SPRINGS, FL 34134-7318

Transferred To (Grantee/Buyer)

NameVerified Name
Address20224 BLACK TREE LN, ESTERO, FL 33928-6434

Mortgage

Document Number0000081035
DateMar 16, 2021
Instrument2021000081035
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,926.00 (+14.22%) Homeowner's exemption$340,940 (+5.99%)$482,641 (-11.84%) Land $97,320 Building $385,321
2023$6,064.00 (+30.21%) Homeowner's exemption$321,681 (+3%)$547,486 (+25.39%) Land $86,140 Building $461,346
2022$4,657.00 Homeowner's exemption$312,312$436,643 Land $90,900 Building $345,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
CenturyLink
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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