20241 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20241 Black Tree Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,798 sqft · built 2013
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Aug 2018)
Tax Bill	$6,999 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E1-21000.0990`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E1-21000.0990`
Alternative APNs	`262946E1210000990` `29462621000000990` `10558325`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,798 sqft Living Area
Gross Area	3,395 sqft
1st Floor Area	2,032 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	6,229 sqft (0.143 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Florida Room
Porch Area	177 sqft
Patio Area	374 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10558325
Street Address	20241 BLACK TREE LN
City	ESTERO
State	FL
Zip	33928-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT CORKSCREW DESC IN INST# 2012000094503 LOT 99
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	PRESERVE AT CORKSCREW
Legal Tract	E1
Legal Block	4
Legal Lot Number	99
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	4
Census Block	4000
Census Tract	50311

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20241 BLACK TREE LN, ESTERO, FL 33928-6440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CFBANK NA
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage CF BK
Aug 1, 2018	Warranty Deed, Transfer · Conventional Mortgage CF BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Prior Sale	May 15, 2013 · Amount on Record
Deed Document Number	2018185379
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20241 BLACK TREE LN, ESTERO, FL 33928-6440
Document Number	0000268216
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20241 BLACK TREE LN ESTERO FL 339286440, ESTERO, FL 33928-6440

Mortgage

Document Number	0000268216
Date	Nov 2, 2020
Instrument	268216

Lender

Name	CFBANK NA
Address	WORTHINGTON, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20241 BLACK TREE LN, ESTERO, FL 33928-6440
Document Number	0000229936
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20241 BLACK TREE LN ESTERO FL 339286440, ESTERO, FL 33928-6440

Mortgage

Document Number	0000229936
Date	Oct 4, 2019
Instrument	229936

Lender

Name	CF BK
Type	Bank
Address	WORTHINGTON, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 1, 2018
Property Address	20241 BLACK TREE LN, ESTERO, FL 33928-6440
Document Number	0000185379
Instrument Date	Jul 27, 2018
Instrument	185379
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20241 BLACK TREE LN ESTERO FL 339286440, ESTERO, FL 33928-6440

Mortgage

Document Number	185380
Date	Aug 1, 2018
Instrument	185380

Lender

Name	CF BK
Type	Bank
Address	WORTHINGTON, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 31, 2043

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,999.00 (+14.12%) Homeowner's exemption	$346,579 (+5.99%)	$489,049 (-5.12%) Land $124,274 Building $364,775
2023	$6,133.00 (+29.77%) Homeowner's exemption	$327,001 (+3%)	$515,459 (+16.23%) Land $103,589 Building $411,870
2022	$4,726.00 Homeowner's exemption	$317,477	$443,478 Land $95,600 Building $347,878

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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