2023 Hemlock Dr, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 2023 Hemlock Dr, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,480 sqft · built 2017
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$355,100 (Mar 2017)
Tax Bill	$5,574 (2025)
Deeds & Mortgages	Feb 2021 Refinance Aug 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HERM M:040 B:013 L:054`

Property Details

APN / Parcel Number

Primary APN	`HERM M:040 B:013 L:054`
Alternative APN	`3806`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3806
Street Address	2023 HEMLOCK DR
City	HERMON
State	ME
Zip	04401-0274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	HERMON PROPERTIES LLC
Legal Block	13
Legal Lot Number	54
Jurisdiction	HERMON ME
Township / Civil Division	NORTH PENOBSCOT
Census Block Group	1
Census Block	1561
Census Tract	29000

Owner

2023 Hemlock Dr is owned and occupied by two individuals who bought it in March 2017.

Source: Penobscot County and Hermon Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2023 HEMLOCK DR, HERMON, ME 04401-0274
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Aug 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION
Mar 24, 2017	Deed of Trust, Subdivision Related Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2017 · Amount on File
Deed Sale	Mar 28, 2017 · Amount on File
Deed Document Number	20178658
Deed Book / Page	14443 / 271
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	2023 HEMLOCK DR, HERMON, ME 04401-0274
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159100194
Date	Feb 24, 2021
Book Page	15910/194
Instrument	5808

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	2023 HEMLOCK DR, HERMON, ME 04401-0274
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152450001
Date	Aug 15, 2019
Book Page	15245/1
Instrument	24148

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2024

March 2017: Deed of Trust, Subdivision Related Transfer

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	2023 HEMLOCK DR, HERMON, ME 04401-0274
Document Number	0144430273
Book / Page	014443 / 000273
Instrument Date	Mar 24, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2017

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 HEMLOCK DR HERMON ME 044010274, HERMON, ME 04401-0274

Mortgage

Document Number	0144430273
Date	Mar 28, 2017
Book Page	014443/000273
Instrument	8659

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2023 Hemlock Dr was $5,574, up 21.8% from the year before.

Source: Penobscot County and Hermon Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,574.00 (+21.78%)	$470,400 (+12.03%) Land $66,300 Building $404,100
2024	$4,577.00 (+1.58%)	$419,900 (+9.49%) Land $59,100 Building $360,800
2023	$4,506.00 (+15.98%)	$383,500 (+17.46%) Land $55,000 Building $328,500
2022	$3,885.00	$326,500 Land $48,900 Building $277,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2023 Hemlock Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	18 (1979–2023)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Severe Storms, Ice Jams, Flooding, Jan 1996 · 2 claims Severe Storms & Flooding, Apr 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2023 Hemlock Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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