2020 Hemlock Dr, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 2020 Hemlock Dr, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 2017
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$296,900 (Jun 2017)
Tax Bill	$4,390 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HERM M:040 B:013 L:065`

Property Details

APN / Parcel Number

Primary APN	`HERM M:040 B:013 L:065`
Alternative APN	`3889`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	64,033 sqft (1.47 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3889
Street Address	2020 HEMLOCK DR
City	HERMON
State	ME
Zip	04401-0276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	HERMON PROPERTIES LLC
Legal Block	13
Legal Lot Number	65
Jurisdiction	HERMON ME
Township / Civil Division	NORTH PENOBSCOT
Census Block Group	1
Census Block	1561
Census Tract	29000

Owner

2020 Hemlock Dr is owned and occupied by two individuals who bought it in June 2017.

Source: Penobscot County and Hermon Town records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2020 HEMLOCK DR, HERMON, ME 04401-0276
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES CREDIT UNION
Oct 13, 2020	Deed of Trust, Mortgage · Line of Credit ANDREWS FCU
Apr 27, 2020	Deed of Trust, Mortgage CUSO HM LNDG
Jun 20, 2017	Warranty Deed, Subdivision Related Transfer BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2017 · Amount on File
Deed Sale	Jun 20, 2017 · Amount on File
Deed Document Number	201717752
Deed Book / Page	14519 / 89
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Recording Date	May 8, 2026
Property Address	2020 HEMLOCK DR, HERMON, ME 04401-0276
Document Number	0178640001
Book / Page	17864 / 1
Instrument Date	Apr 20, 2026
Instrument	202611194
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 HEMLOCK DR, HERMON, ME 04401-0276

Mortgage

Document Number	0000011194,
Date	May 8, 2026
Book Page	17864/1
Instrument	202611194

Lender

Name	PEOPLES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	2020 HEMLOCK DR, HERMON, ME 04401-0276
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157330156
Date	Oct 13, 2020
Book Page	15733/156
Instrument	33232

Lender

Name	ANDREWS FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	2020 HEMLOCK DR, HERMON, ME 04401-0276
Document Number	0155120216
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2020 HEMLOCK DR HERMON ME 044010276, HERMON, ME 04401-0276

Mortgage

Document Number	0155120216
Date	May 1, 2020
Book Page	015512/000216
Instrument	11681

Lender

Name	CUSO HM LNDG
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 30, 2035

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HERMON ME
Recording Date	Jun 20, 2017
Property Address	2020 HEMLOCK DR, HERMON, ME 04401-0276
Document Number	0145190089
Book / Page	14519 / 0089
Instrument	000000017752
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017753
Date	Jun 20, 2017
Instrument	000000017753

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2020 Hemlock Dr was $4,390, up 25.8% from the year before.

Source: Penobscot County and Hermon Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,390.00 (+25.75%)	$370,500 (+15.67%) Land $66,800 Building $303,700
2024	$3,491.00 (+1.48%)	$320,300 (+9.39%) Land $59,500 Building $260,800
2023	$3,440.00 (+12.46%)	$292,800 (+13.89%) Land $55,400 Building $237,400
2022	$3,059.00	$257,100 Land $49,300 Building $207,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2020 Hemlock Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	18 (1979–2023)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Severe Storms, Ice Jams, Flooding, Jan 1996 · 2 claims Severe Storms & Flooding, Apr 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 Hemlock Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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