2014 Hemlock Dr, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 2014 Hemlock Dr, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,940 sqft · built 2018
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on File
Last Sale	$250,800 (Jan 2019)
Tax Bill	$4,645 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HERM M:040 B:013 L:068`

Property Details

APN / Parcel Number

Primary APN	`HERM M:040 B:013 L:068`
Alternative APN	`3817`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,940 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	68,825 sqft (1.58 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3817
Street Address	2014 HEMLOCK DR
City	HERMON
State	ME
Zip	04401-0276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	HERMON PROPERTIES LLC
Legal Block	13
Legal Lot Number	68
Jurisdiction	HERMON ME
Township / Civil Division	NORTH PENOBSCOT
Census Block Group	1
Census Block	1561
Census Tract	29000

Owner

2014 Hemlock Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Penobscot County and Hermon Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2014 HEMLOCK DR, HERMON, ME 04401-0276
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Line of Credit MAINE SAVINGS FEDERAL CREDIT UNION
Jul 8, 2020	Deed of Trust, Mortgage CUSO HM LNDG
Jul 23, 2019	Warranty Deed, Subdivision Related Transfer CAMDEN NAT'L BK
Jan 16, 2019	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage MAINE SAVINGS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2019 · Amount on File
Deed Sale	Jan 16, 2019 · Amount on File
Deed Book / Page	15049 / 64
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	2014 HEMLOCK DR, HERMON, ME 04401-0276
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159720122
Date	Apr 9, 2021
Book Page	15972/122
Instrument	11070

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	2014 HEMLOCK DR, HERMON, ME 04401-0276
Document Number	0156050001
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2014 HEMLOCK DR HERMON ME 044010276, HERMON, ME 04401-0276

Mortgage

Document Number	0156050001
Date	Jul 13, 2020
Book Page	015605/000001
Instrument	20288

Lender

Name	CUSO HM LNDG
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2040

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HERMON ME
Recording Date	Jul 23, 2019
Property Address	2014 HEMLOCK DR, HERMON, ME 04401-0276
Document Number	0152190103
Book / Page	015219 / 000103
Instrument Date	Jul 19, 2019
Instrument	21418
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 31, 2019
Title Company	PHENIX TITLE SERVICES LLC, PHENIX TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 DAMASCUS RD CARMEL ME 04419, CARMEL, ME 04419

Mortgage

Document Number	152190106
Date	Jul 23, 2019
Book Page	015219/000106
Instrument	21419

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	ROCKPORT, ME 04856

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 22, 2034

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HERMON ME
Recording Date	Jan 16, 2019
Property Address	2014 HEMLOCK DR, HERMON, ME 04401-0276
Document Number	0150490064
Book / Page	15049 / 64
Instrument Date	Jan 16, 2019
Instrument	1210
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 GILBERT ST, ORONO, ME 04473-3822

Mortgage

Document Number	1211
Date	Jan 16, 2019
Instrument	1211

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2014 Hemlock Dr was $4,645, up 21.8% from the year before.

Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,645.00 (+21.79%)	$392,000 (+12.03%) Land $67,000 Building $325,000
2024	$3,814.00 (+1.49%)	$349,900 (+9.41%) Land $59,700 Building $290,200
2023	$3,758.00 (+18.06%)	$319,800 (+19.55%) Land $55,600 Building $264,200
2022	$3,183.00	$267,500 Land $49,400 Building $218,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2014 Hemlock Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	18 (1979–2023)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Severe Storms, Ice Jams, Flooding, Jan 1996 · 2 claims Severe Storms & Flooding, Apr 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2014 Hemlock Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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