2022 E 970 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 2022 E 970 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,177 sqft · built 2019
Lot Size	0.171 acres (7,438 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,540 (Mar 2026)
Tax Bill	$3,319 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45-682-0197`

Property Details

APN / Parcel Number

Primary APN	`45-682-0197`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,177 sqft Living Area
Gross Area	3,819 sqft
Basement Area	901 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	7,438 sqft (0.171 acres)
Garage Type	Attached
Garage Area	741 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2022 E 970 N
City	SPANISH FORK
State	UT
Zip	84660-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 197, PLAT C-7, LEGACY FARMS AT SPANISH FORK SUB AREA 0.171 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	197
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1007
Census Tract	10308

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2022 E 970 N, SPANISH FORK, UT 84660-6112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage AMERICA FIRST FCU
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 4, 2026	Intrafamily Transfer, Transfer · Commercial Mortgage AMERICA FIRST FCU
Dec 30, 2019	Grant Deed, Subdivision Related Transfer GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Jul 25, 2025 · Amount on Record
Deed Document Number	202617954
Prior Transfer Date	Feb 28, 2026
Prior Transfer Doc	0000017954
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2022 E 970 N, SPANISH FORK, UT 84660-6112
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059836
Date	May 16, 2022
Instrument	59836:2022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	6-Month T-Bill

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2022 E 970 N, SPANISH FORK, UT 84660-6112
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	KEY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155111
Date	Sep 7, 2021
Instrument	155111:2021

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2022 E 970 N, SPANISH FORK, UT 84660-6112
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	REAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 E 200 N, PROVO, UT 84606-3304

Mortgage

Document Number	0000069048
Date	Sep 10, 2025
Instrument	69048:2025

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2055

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Mar 4, 2026
Property Address	2022 E 970 N, SPANISH FORK, UT 84660-6112
Document Number	0000017954
Instrument Date	Feb 28, 2026
Instrument	17954:2026
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2022 E 970 N, SPANISH FORK, UT 84660-6112

Mortgage

Document Number	0000017955
Date	Mar 4, 2026
Instrument	17955:2026

Lender

Name	AMERICA FIRST FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 29, 2036

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	UTAH UT
Recording Date	Dec 30, 2019
Property Address	2022 E 970 N, SPANISH FORK, UT 84660-6112
Document Number	0000139004
Instrument Date	Dec 30, 2019
Instrument	139004
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2020
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2022 E 970 N SPANISH FORK UT 84660, SPANISH FORK, UT 84660

Mortgage

Document Number	139048
Date	Dec 30, 2019
Instrument	139048

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,775 (-46.4%)	$610,500 (-2.55%) Land $288,700 Building $321,800
2025	$3,319.00 (+0.03%)	$626,500 (+98.38%) Land $231,000 Building $395,500	$626,500 (+9.11%) Land $231,000 Building $395,500
2024	$3,318.00 (+8.43%)
2023	$3,060.00 (-2.7%)	$315,810	$574,200 Land $219,800 Building $354,400
2022	$3,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

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