1974 E 970 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 1974 E 970 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,612 sqft · built 2019
Lot Size	0.204 acres (8,882 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,531 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-682-0199`

Property Details

APN / Parcel Number

Primary APN	`45-682-0199`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,612 sqft Living Area
Gross Area	4,448 sqft
Basement Area	1,260 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	8,882 sqft (0.204 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1974 E 970 N
City	SPANISH FORK
State	UT
Zip	84660-6224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 199, PLAT C-7, LEGACY FARMS AT SPANISH FORK SUB AREA 0.204 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	199
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1007
Census Tract	10308

Owner

1974 E 970 N is owned and occupied by two individuals who acquired it in August 2022.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1974 E 970 N, SPANISH FORK, UT 84660-6224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMELE LOANS LLC
Aug 11, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 28, 2020	Deed of Trust, Mortgage PROVIDENT FNDG
Oct 30, 2019	Special Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022
Deed Sale	Aug 11, 2022
Prior Sale	Aug 11, 2022 · Amount on File
Deed Document Number	202289855
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 11, 2022
Property Address	1974 E 970 N, SPANISH FORK, UT 84660-6224
Document Number	0000089842
Instrument Date	Aug 11, 2022
Instrument	89842:2022
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1974 E 970 N, SPANISH FORK, UT 84660-6224

Mortgage

Document Number	0000089854
Date	Aug 11, 2022
Instrument	89854:2022

Lender

Name	HOMELE LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Aug 11, 2022
Property Address	1974 E 970 N, SPANISH FORK, UT 84660-6224
Document Number	0000089855
Instrument Date	Aug 11, 2022
Instrument	89855:2022
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1974 E 970 N, SPANISH FORK, UT 84660-6224

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1974 E 970 N, SPANISH FORK, UT 84660-6224
Document Number	0000000646
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1974 E 970 N SPANISH FORK UT 846606224, SPANISH FORK, UT 84660-6224

Mortgage

Document Number	0000000646
Date	Jan 4, 2021
Instrument	646

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2051

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 30, 2019
Property Address	1974 E 970 N, SPANISH FORK, UT 84660-6224
Document Number	0000112364
Instrument Date	Oct 30, 2019
Instrument	112364:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	BARTLETT TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1974 E 970 N, SPANISH FORK, UT 84660-6224

Mortgage

Document Number	0000112365
Date	Oct 30, 2019
Instrument	112365:2019

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1974 E 970 N was $3,531.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,905 (-46.61%)	$647,100 (-2.93%) Land $300,100 Building $347,000
2025	$3,531.00	$666,600 Land $240,100 Building $426,500	$666,600 Land $240,100 Building $426,500
2024	$3,531.00 (+10.48%)
2023	$3,196.00 (-7.12%)	$329,835	$599,700 Land $228,700 Building $371,000
2022	$3,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1974 E 970 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1974 E 970 N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.5% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

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