2021 E 970 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 2021 E 970 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,589 sqft · built 2019
Lot Size	0.177 acres (7,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Mar 2022)
Tax Bill	$3,180 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-682-0195`

Property Details

APN / Parcel Number

Primary APN	`45-682-0195`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,589 sqft Living Area
Gross Area	3,589 sqft
1st Floor Area	1,589 sqft
Basement Area	1,559 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	7,696 sqft (0.177 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2021 E 970 N
City	SPANISH FORK
State	UT
Zip	84660-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 195, PLAT C-7, LEGACY FARMS AT SPANISH FORK SUB AREA 0.177 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	195
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1007
Census Tract	10308

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2021 E 970 N, SPANISH FORK, UT 84660-6112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 13, 2020	Deed of Trust, Mortgage FIRST COLONY MTG CORP
Feb 19, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Feb 19, 2020 · Amount on Record
Deed Document Number	202232904
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 15, 2022
Property Address	2021 E 970 N, SPANISH FORK, UT 84660-6112
Document Number	0000032904
Instrument Date	Mar 14, 2022
Instrument	32904:2022
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2021 E 970 N, SPANISH FORK, UT 84660-6112

Mortgage

Document Number	0000032911
Date	Mar 15, 2022
Instrument	32911:2022

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2021 E 970 N, SPANISH FORK, UT 84660-6112
Document Number	0000182946
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2021 E 970 N SPANISH FORK UT 846606112, SPANISH FORK, UT 84660-6112

Mortgage

Document Number	0000182946
Date	Nov 18, 2020
Instrument	182946

Lender

Name	FIRST COLONY MTG CORP
Address	OREM, UT 84057

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 19, 2020
Property Address	2021 E 970 N, SPANISH FORK, UT 84660-6112
Document Number	0000020686
Instrument Date	Feb 19, 2020
Instrument	20686:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	BARTLETT TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2021 E 970 N, SPANISH FORK, UT 84660-6112
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020687
Date	Feb 19, 2020
Instrument	20687:2020

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,255 (-46.48%)	$584,100 (-2.68%) Land $290,800 Building $293,300
2025	$3,180.00 (+0.03%)	$600,200 (+111.45%) Land $232,700 Building $367,500	$600,200 (+16.3%) Land $232,700 Building $367,500
2024	$3,179.00 (+15.6%)
2023	$2,750.00 (+2.5%)	$283,855	$516,100 Land $221,400 Building $294,700
2022	$2,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 77% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Utah Broadband, Verizon.

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