2021 Sumner Tapps Hwy E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2021 Sumner Tapps Hwy E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,207 sqft · built 1980
Lot Size	1.17 acres (51,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$774,719 (Jul 2018)
Tax Bill	$14,124 (2026)
Deeds & Mortgages	Oct 2024 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505040-0-093`

Property Details

APN / Parcel Number

Primary APN	`505040-0-093`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,207 sqft Living Area
Gross Area	3,668 sqft
1st Floor Area	1,231 sqft
Upper Floors Area	960 sqft
Basement Area	932 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	51,249 sqft (1.17 acres)
Terrain	Low
View / Lot	Lake Front
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,773 sqft
Deck Area	492 sqft
Patio Area	492 sqft
Storage Building	240 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2021 SUMNER-TAPPS HWY E
State	WA
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 08 TOWNSHIP 20 RANGE 05 QUARTER 13 LAKE TAPPS DRIFTWOOD POINT # 4 : PARCEL A OF ROS FOR BLA 2018-02-06-5001 DESC AS FOLL L 3 OF SP 99-02-18-5004 EXC FOLL DESC PROP COM AT NW COR OF L 3 OF SP 99-02-18-5004 ALSO BEING SW COR OF TR 10 TH S 81 DE
Legal Range	05
Legal Township	20
Legal Section	08
Legal Subdivision	LAKE TAPPS DRIFTWOOD POINT # 4
Legal Tract	10
Legal Lot Number	3
Legal Unit	4
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2002
Census Tract	70314

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2021 SUMNER TAPPS HWY E, LAKE TAPPS, WA 98391-6714
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Deed of Trust, Mortgage · Line of Credit O BEE CU
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage HERITAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Apr 27, 2010 · Amount on Record
Deed Document Number	2018772
Prior Transfer Date	Mar 23, 2012
Prior Transfer Doc	0000000330
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2021 SUMNER TAPPS HWY E, LAKE TAPPS, WA 98391-6714
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	PUGET SOUND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010070131
Date	Oct 7, 2024
Instrument	202410070131

Lender

Name	O BEE CU
Type	Credit Union
Address	LACEY, WA 98509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 6, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2021 SUMNER TAPPS HWY E, LAKE TAPPS, WA 98391-6714
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008060316
Date	Aug 6, 2021
Instrument	202108060316

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 31, 2018
Property Address	2021 SUMNER TAPPS HWY E, LAKE TAPPS, WA 98391-6714
Document Number	0007310772
Map Reference	DOC201802065001
Instrument Date	Jul 27, 2018
Instrument	201807310772
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,795.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 SUMNER TAPPS HWY E, LAKE TAPPS, WA 98391-6714

Mortgage

Document Number	0007310773
Date	Jul 31, 2018
Instrument	201807310773

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,124.00 (+6.79%)	$1,333,700 (+5.44%) Land $720,100 Building $613,600	$1,333,700 (+5.44%) Land $720,100 Building $613,600
2025	$13,226.00 (+4.44%)
2024	$12,664.00 (+10.9%)	$1,264,900 (+9.43%) Land $779,500 Building $485,400	$1,264,900 (+9.43%) Land $779,500 Building $485,400
2023	$11,419.00	$1,155,900 Land $718,800 Building $437,100	$1,155,900 Land $718,800 Building $437,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Skynet Broadband, Verizon.

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