2009 Sumner Tapps Hwy E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2009 Sumner Tapps Hwy E, Lake Tapps, WA 98391

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 3,106 sqft · built 1970
Lot Size1.09 acres (47,529 sqft)
Owner2 Individual Names on Record
Last Sale$1,700,000 (Jul 2024)
Tax Bill$15,648 (2026)
Deeds & MortgagesJul 2024 Mortgage
Jul 2018 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN505040-0-102

Property Details

APN / Parcel Number

Primary APN505040-0-102

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area3,106 sqft Living Area
Gross Area3,590 sqft
1st Floor Area1,300 sqft
Basement Area1,253 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2022
Architectural StyleSplit Foyer
Exterior MaterialFrame Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area47,529 sqft (1.09 acres)
TerrainLow
View / LotLake Front
Garage TypeAttached
Garage Area484 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Deck Area784 sqft
Patio Area280 sqft
Storage Building456 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2009 SUMNER-TAPPS HWY E
StateWA
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionSECTION 08 TOWNSHIP 20 RANGE 05 QUARTER 13 LAKE TAPPS DRIFTWOOD POINT # 4 PARCEL A OF ROS FOR BLA 2014-09-10-5001 PER RCW 58.04.007 AMEND 1996 COM AT NW COR OF TR 10 TH S 08 DEG 49 MIN 53 SEC E 99.93 FT TO POB TH S 08 DEG 49 MIN 53 SEC E 77.29 FT TH
Legal Range05
Legal Township20
Legal Section08
Legal SubdivisionLAKE TAPPS DRIFTWOOD POINT # 4
Legal Tract10
Legal Lot Number10
Legal Unit4
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group2
Census Block2003
Census Tract70314

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2009 SUMNER TAPPS HWY E, LAKE TAPPS, WA 98391-6714
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2024Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Jul 19, 2018Deed of Trust, Mortgage · Line of Credit
HERITAGE BANK
Jul 29, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HERITAGE BANK
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 14, 2021Deed of Trust, Mortgage · Commercial Mortgage
HERITAGE SOUTHEAST BANK
Sep 26, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2024 · Amount on Record
Deed SaleJul 3, 2024 · Amount on Record
Prior SaleFeb 1, 2010 · Amount on Record
Deed Document Number2024304
Prior Transfer DateSep 4, 2019
Prior Transfer Doc0000000543
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address2009 SUMNER TAPPS HWY E, LAKE TAPPS, WA 98391-6714
Transaction TypeMortgage
Record UpdatedApr 21, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1404 28TH AVENUE CT, MILTON, WA 98354-9000

Mortgage

Document Number0007030305
DateJul 3, 2024
Instrument202407030305
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2054

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address2009 SUMNER TAPPS HWY E, LAKE TAPPS, WA 98391-6714
Transaction TypeMortgage
Record UpdatedSep 17, 2021
Title CompanyPUGET SOUND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007190402
DateJul 19, 2018
Instrument201807190402
Lender
NameHERITAGE BANK
TypeBank
AddressOLYMPIA, WA 98507
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address2009 SUMNER TAPPS HWY E, LAKE TAPPS, WA 98391-6714
Transaction TypeMortgage
Record UpdatedSep 17, 2021
Title CompanyCTI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007290002
DateJul 29, 2020
Instrument202007290002
Lender
NameHERITAGE BANK
TypeBank
AddressOLYMPIA, WA 98507
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address2009 SUMNER TAPPS HWY E, LAKE TAPPS, WA 98391-6714
Transaction TypeMortgage
Record UpdatedSep 17, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011301121
DateNov 30, 2020
Instrument202011301121
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address2009 SUMNER TAPPS HWY E, LAKE TAPPS, WA 98391-6714
Transaction TypeMortgage
Record UpdatedSep 17, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2009 SUMNER TAPPS HWY E, LAKE TAPPS, WA 98391-6714

Mortgage

Document Number0001140765
DateJan 14, 2021
Instrument202101140765
Lender
NameHERITAGE SOUTHEAST BANK
TypeBank
AddressOLYMPIA, WA 98507
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPIERCE WA
Recording DateSep 26, 2019
Property Address2009 SUMNER TAPPS HWY E, LAKE TAPPS, WA 98391-6714
Document Number1909260543
Instrument DateSep 4, 2019
Instrument201909260543
Transaction TypeTransfer
Record UpdatedOct 14, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictDieringer School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,648.00 (+21.38%)$1,481,900 (+21.28%) Land $627,800 Building $854,100$1,481,900 (+21.28%) Land $627,800 Building $854,100
2025$12,892.00 (+5.34%)
2024$12,239.00 (+10.94%)$1,221,900 (+9.47%) Land $668,700 Building $553,200$1,221,900 (+9.47%) Land $668,700 Building $553,200
2023$11,032.00$1,116,200 Land $616,600 Building $499,600$1,116,200 Land $616,600 Building $499,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1996–2012)
Claims Outside the SFHA2 of 3
Most Recent ClaimJan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONNEY LAKE WATER DEPARTMENT CITY
serves 43,371 people · EPA ID WA5307650
Water SourcePurchased surface water from CITY OF TACOMA WATER DIVISION
Last State InspectionOct 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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