2305 Sumner Tapps Hwy E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2305 Sumner Tapps Hwy E, Lake Tapps, WA 98391

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 3,795 sqft · built 1994
Lot Size1.09 acres (47,484 sqft)
OwnerCompany Name on Record
Tax Bill$18,882 (2026)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN505040-0-053

Property Details

APN / Parcel Number

Primary APN505040-0-053

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area3,795 sqft Living Area
1st Floor Area1,174 sqft
Upper Floors Area870 sqft
Basement Area1,186 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2001
Architectural StyleBi-Level
Exterior MaterialFrame Siding
Construction TypeFrame
Roof MaterialMetal
Lot Area47,484 sqft (1.09 acres)
TerrainLow
View / LotLake Front
Garage TypeDetached
Garage Area1,884 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area790 sqft
Deck Area1,276 sqft
Patio Area1,024 sqft
Shed1 Shed
Shed Area1,186 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address2305 SUMNER-TAPPS HWY E
StateWA
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionSECTION 08 TOWNSHIP 20 RANGE 05 QUARTER 13 LAKE TAPPS DRIFTWOOD POINT # 4 PART OF L 5 DESC AS FOLL COM AT SW COR OF L 5 TH E ON S LI TO SURVEY LI OF SD LOT TH N 20 DEG 39 MIN 00 SEC W 14.55 FT TH N 06 DEG 59 MIN 14 SEC W 138.38 FT TH N 18 DEG 05 MIN
Legal Range05
Legal Township20
Legal Section08
Legal SubdivisionLAKE TAPPS DRIFTWOOD POINT # 4
Legal Lot Number5
Legal Unit4
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group2
Census Block2002
Census Tract70314

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2305 SUMNER TAPPS HWY E, LAKE TAPPS, WA 98391-9132
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 26, 2003
Transfer Doc0000000647
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address2305 SUMNER TAPPS HWY E, LAKE TAPPS, WA 98391-9132
Document Number2001220025
Instrument DateJan 6, 2020
Transaction TypeMortgage
Record UpdatedFeb 6, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2305 SUMNER TAPPS HWY E LAKE TAPPS WA 983919132, LAKE TAPPS, WA 98391-9132

Mortgage

Document Number2001220025
DateJan 22, 2020
Instrument202001220025
Lender
NameBOEING EMPS CU
TypeCredit Union
AddressSEATTLE, WA 98124-9750
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 21, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictDieringer School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,882.00 (+2.48%)$1,798,100 (+4.35%) Land $621,700 Building $1,176,400$1,798,100 (+4.35%) Land $621,700 Building $1,176,400
2025$18,425.00 (+7.17%)
2024$17,192.00 (+16.16%)$1,723,100 (+14.64%) Land $714,900 Building $1,008,200$1,723,100 (+14.64%) Land $714,900 Building $1,008,200
2023$14,800.00$1,503,100 Land $659,200 Building $843,900$1,503,100 Land $659,200 Building $843,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1996–2012)
Claims Outside the SFHA2 of 3
Most Recent ClaimJan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONNEY LAKE WATER DEPARTMENT CITY
serves 43,371 people · EPA ID WA5307650
Water SourcePurchased surface water from CITY OF TACOMA WATER DIVISION
Last State InspectionOct 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Skynet Broadband, Verizon.

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