Clay County property record for 20207 Cole Rd, Kearney, MO 64060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,472 sqft · built 1978 |
| Lot Size | 5.21 acres (227,383 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Nov 2016) |
| Tax Bill | $3,363 (2024) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-604-00-02-010.00 |
| Primary APN | 07-604-00-02-010.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,472 sqft Living Area |
| Gross Area | 4,883 sqft |
| 1st Floor Area | 1,454 sqft |
| Basement Area | 1,454 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 227,383 sqft |
| Lot Dimensions | 711 ft deep x 302 ft wide |
| Garage Type | Attached |
| Garage Area | 957 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 1,728 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 20207 COLE RD |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-9378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERSETT LT 22 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 24 |
| Legal Subdivision | SUMMERSETT |
| Legal Lot Number | 22 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 21806 |
20207 Cole Rd is owned and occupied by an individual who bought it in November 2016.
Source: Clay County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20207 COLE RD, KEARNEY, MO 64060-9378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2016 · Amount on File |
| Deed Sale | Nov 18, 2016 · Amount on File |
| Deed Document Number | 201641441 |
| Deed Book / Page | 7854 / 108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Sep 17, 2026 |
| Property Address | 20207 COLE RD, KEARNEY, MO 64060-9378 |
| Document Number | 0000025808 |
| Book / Page | 10253 / 98 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202625808 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | THOMSON AFFINITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 20207 COLE RD, KEARNEY, MO 64060-9378 |
| Document Number | 0000025808, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 10253/98 |
| Instrument | 202625808 |
| Name | TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 25, 2036 |
| Max Rate | -1% |
|---|
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61,090 | $321,526 | |
| 2024 | $3,363.00 (+0.39%) | ||
| 2023 | $3,350.00 | $53,160 | $279,789 |
| 2019 | $3,092.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20207 Cole Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20207 Cole Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 52% of Missouri |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 8 serves 2,243 people · EPA ID MO1024149 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon, Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures