Clay County property record for 20004 Cole Rd, Kearney, MO 64060 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1976 |
| Square Footage | 2,562 sqft Living Area |
| Lot Size | 3.21 acres |
| Occupancy | Owner Occupied |
| Last Sale | $179,900 (2010) |
| Tax Bill | $4,180.00 (2025) |
| Primary APN | 07-604-00-02-013.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,562 sqft Living Area |
| Gross Area | 5,158 sqft Gross Area |
| 1st Floor | 1,708 sqft 1st Floor |
| Basement Area | 1,708 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Modern Style |
| Exterior Material | Wood Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 140,263 sqft |
| Depth X Width | 558 ft x 125 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 840 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 520 sqft Shed |
| Deck Area | 196 sqft Deck |
| Patio Area | 196 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 20004 COLE RD |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-9379 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUMMERSETT LT 25 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 24 |
| Legal Subdivision | SUMMERSETT |
| Legal Lot Number | 25 |
| Jurisdiction | CLAY MO |
| Minor Civil Division | KEARNEY |
| Census Blockgroup | 2 |
| Census Block | 2040 |
| Census Tract | 21806 |
Source: Clay County records · APN 07-604-00-02-013.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20004 COLE RD, KEARNEY, MO 64060-9379 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 25, 2020 | Loan Modification, Mortgage MIDFIRST BK |
| Aug 20, 2019 | Deed of Trust, Mortgage · Line of Credit BANK MIDWEST |
| Apr 03, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2010 · Amount on Record |
| Deed Sale | Mar 10, 2010 · Amount on Record |
| Prior Sale | Dec 04, 2009 |
| Deed Doc Number | 20107522 |
| Deed Book / Page | 6372 / 136 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 20004 COLE RD, KEARNEY, MO 64060-9379 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000039237 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 8837/83 |
| Instrument | 2020039237 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 20004 COLE RD, KEARNEY, MO 64060-9379 |
| Document Number | 0000014853 |
| Instrument Date | Apr 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 5725 N DRURY AVE KANSAS CITY MO 641192458, KANSAS CITY, MO 64119-2458 |
| Document Number | 0000014853 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 008675/000054 |
| Instrument | 14853 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 12, 2050 |
| Rate | 3.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 20004 COLE RD, KEARNEY, MO 64060-9379 |
| Document Number | 0000027484 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20004 COLE RD KEARNEY MO 640609379, KEARNEY, MO 64060-9379 |
| Document Number | 0000027484 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 008503/000066 |
| Instrument | 27484 |
| Name | BANK MIDWEST |
|---|---|
| Type | Bank |
| Address | EXCELSIOR SPRINGS, MO 64024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 20004 COLE RD, KEARNEY, MO 64060-9379 |
| Document Number | 0000008186 |
| Instrument Date | Apr 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 20004 COLE RD KEARNEY MO 640609379, KEARNEY, MO 64060-9379 |
| Document Number | 0000008186 |
|---|---|
| Date | Apr 08, 2019 |
| Book Page | 008389/000057 |
| Instrument | 8186 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 07, 2049 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Unified School District | Kearney R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,180.00 (+10.12%) | $69,200 (+14.89%) | $364,211 (+14.89%) |
| 2023 | $3,796.00 (+5.8%) | $60,230 | $317,000 |
| 2019 | $3,588.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,087 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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