20204 Cole Rd, Kearney, MO 64060 Property Records

Clay County property record for 20204 Cole Rd, Kearney, MO 64060

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,888 sqft · built 1974
Lot Size3.03 acres (131,987 sqft)
Owner2 Individual Names on File
Tax Bill$3,243 (2024)
Deeds & MortgagesSep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN07-604-00-02-015.00

Property Details

APN / Parcel Number

Primary APN07-604-00-02-015.00
Alternative APNs
  • 0760400020150001
  • 7604000201500
  • 278296

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,888 sqft Living Area
Gross Area3,926 sqft
1st Floor Area1,440 sqft
Basement Area1,440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area131,987 sqft
Lot Dimensions576 ft deep x 300 ft wide
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces
Pool Area512 sqft
Deck Area300 sqft
Patio Area4,220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address20204 COLE RD
CityKEARNEY
StateMO
Zip64060-9378
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERSETT LT 27
Legal Range31W
Legal Township53N
Legal Section13
Legal SubdivisionSUMMERSETT
Legal Lot Number27
JurisdictionCLAY MO
Township / Civil DivisionKEARNEY
Census Block Group2
Census Block2040
Census Tract21806

Owner

20204 Cole Rd is owned and occupied by two individuals who acquired it in June 2002.

Source: Clay County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address20204 COLE RD, KEARNEY, MO 64060-9378
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 12, 2002
Transfer Doc0000018374
Record UpdatedOct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY MO
Recording DateSep 10, 2018
Property Address20204 COLE RD, KEARNEY, MO 64060-9378
Document Number0000029514
Book / Page008276 / 000139
Instrument DateSep 6, 2018
Instrument29514
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20204 COLE RD KEARNEY MO 640609378, KEARNEY, MO 64060-9378

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
Unified School DistrictKearney R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$58,900$310,000
2024$3,243.00 (+0.37%)
2023$3,231.00$51,260$269,789
2019$3,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20204 Cole Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20204 Cole Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 63% of Missouri
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY COUNTY PWSD 3
serves 3,447 people · EPA ID MO1024143
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cole Rd

Nearby Streets

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