2020 Willow Tree Ln, Reno, NV 89509 Property Records

Washoe County property record for 2020 Willow Tree Ln, Reno, NV 89509

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,822 sqft · built 1963
Lot Size	0.996 acres (43,386 sqft)
Owner	2 Trust Names on File
Last Sale	$1,100,000 (Aug 2017)
Tax Bill	$5,659 (2023)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-141-21`

Property Details

APN / Parcel Number

Primary APN	`023-141-21`
Alternative APN	`43076`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	4,822 sqft Living Area
Gross Area	6,646 sqft
1st Floor Area	3,796 sqft
Basement Area	1,474 sqft
Finished Basement	1,026 sqft
Unfinished Basement	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	43,386 sqft (0.996 acres)
Garage Type	Detached
Garage Area	625 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Enclosed Porch
Porch Area	1,898 sqft
Deck Area	136 sqft
Patio Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2020 WILLOW TREE LN
City	RENO
State	NV
Zip	89509-5235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LLR1
Legal Description	FR SE4 NW4 SEC 26 TWP 19 RGE 19
Legal Range	19E
Legal Township	19N
Legal Section	26
Legal Subdivision	_UNSPECIFIED
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	1
Census Block	1017
Census Tract	1015

Owner

2020 Willow Tree Ln is held in a trust since August 2017.

Source: Washoe County records, as of May 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2020 WILLOW TREE LN, RENO, NV 89509-5235
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit PLUMAS BANK
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Aug 17, 2017	Bargain and Sale Deed, Transfer · ARM ZB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2017 · Amount on File
Deed Sale	Aug 17, 2017 · Amount on File
Prior Sale	Jun 7, 2005 · Amount on File
Deed Document Number	20174735269
Prior Transfer Date	Nov 25, 2008
Prior Transfer Doc	0003713539
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Recording Date	Apr 28, 2026
Property Address	2020 WILLOW TREE LN, RENO, NV 89509-5235
Document Number	0005618248
Instrument Date	Apr 21, 2026
Instrument	20265618248
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	2020 WILLOW TREE LN, RENO, NV 89509-5235

Mortgage

Document Number	0005618248,
Date	Apr 28, 2026
Instrument	20265618248

Lender

Name	PLUMAS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	2020 WILLOW TREE LN, RENO, NV 89509-5235
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	STEWART TITLE, STEWART TITLE COMPANY NV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005293602
Date	Apr 11, 2022
Instrument	5293602

Lender

Name	ZB NA
Type	Bank
Address	LAS VEGAS, NV 89119

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

August 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 17, 2017
Property Address	2020 WILLOW TREE LN, RENO, NV 89509-5235
Document Number	0004735269
Instrument Date	May 18, 2017
Instrument	4735269
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE RENO

Transaction

Amount	Amount on Record
Tax	$4,510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	875 GREG ST, SPARKS, NV 89431-6107

Mortgage

Document Number	0004735270
Date	Aug 17, 2017
Instrument	4735270

Lender

Name	ZB NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,028 (+3.15%) Land $124,250 Building $128,778
2025		$245,296 Land $117,145 Building $128,151	$700,846 Land $334,700 Building $366,146
2023	$5,659.00 (+3.04%)	$232,065 (+13.28%) Land $113,750 Building $118,315	$663,044 (+13.28%) Land $325,000 Building $338,044
2022	$5,492.00	$204,862 Land $110,250 Building $94,612	$585,320 (+4.73%) Land $315,000 Building $270,320
2021			$558,910 Land $295,000 Building $263,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2020 Willow Tree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 Willow Tree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Truckee Meadows Internet.

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