St. Clair County property record for 2020 Spaulding Pl, Moody, AL 35004
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,521 sqft · built 2004 |
| Lot Size | 0.11 acres (4,616 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (Apr 2010) |
| Tax Bill | $675 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-07-36-0-001-010.046 |
| Primary APN | 25-07-36-0-001-010.046 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,521 sqft Living Area |
| 1st Floor Area | 1,521 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,616 sqft (0.11 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00520748 |
|---|---|
| Street Address | 2020 SPAULDING PL |
| City | MOODY |
| State | AL |
| Zip | 35004-6121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 146 AVALON SD PHASE ONE MB 2004-20 36-16-1 |
| Legal Range | 01E |
| Legal Township | 16S |
| Legal Section | 36 |
| Legal Subdivision | AVALON S/D |
| Legal Phase | ONE |
| Legal Lot Number | 146 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | MOODY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40107 |
2020 Spaulding Pl is owned and occupied by an individual who bought it in April 2010.
Source: St. Clair County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2020 SPAULDING PL, MOODY, AL 35004-6121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2010 · Amount on File |
| Deed Sale | Apr 21, 2010 · Amount on File |
| Prior Sale | Jan 10, 2005 · Amount on File |
| Deed Book / Page | 2010 / 3005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 2020 SPAULDING PL, MOODY, AL 35004-6121 |
| Document Number | 0000006600 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2020 SPAULDING PL MOODY AL 350046121, MOODY, AL 35004-6121 |
| Document Number | 0000006600 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 6600 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 23, 2047 |
The 2025 property tax bill for 2020 Spaulding Pl was $675 with exemptions applied.
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Moody City |
| Unified School District | St. Clair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $675.00 | $19,620 | $196,160 Land $50,000 Building $146,160 |
| 2023 | $39,232 Land $10,000 Building $29,232 | $196,160 Land $50,000 Building $146,160 | |
| 2022 | $766.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2020 Spaulding Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2020 Spaulding Pl is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Sparklight Fiber | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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