2028 Spaulding Pl, Moody, AL 35004 Property Records

St. Clair County property record for 2028 Spaulding Pl, Moody, AL 35004

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,422 sqft · built 2004
Lot Size	0.11 acres (4,973 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Jul 2015)
Tax Bill	$998 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-07-36-0-001-010.048`

Property Details

APN / Parcel Number

Primary APN	`25-07-36-0-001-010.048`
Alternative APNs	`00520750` `520750` `53066`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,422 sqft Living Area
1st Floor Area	1,422 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,973 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00520750
Street Address	2028 SPAULDING PL
City	MOODY
State	AL
Zip	35004-6121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 148 AVALON SD PHASE ONE MB 2004-20 36-16-1
Legal Range	01E
Legal Township	16S
Legal Section	36
Legal Subdivision	AVALON S/D
Legal Phase	ONE
Legal Lot Number	148
Jurisdiction	ST CLAIR AL
Township / Civil Division	MOODY
Census Block Group	1
Census Block	1003
Census Tract	40107

Owner

2028 Spaulding Pl is owned and occupied by an individual who bought it in July 2015.

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2028 SPAULDING PL, MOODY, AL 35004-6121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2015 · Amount on File
Deed Sale	Jul 13, 2015 · Amount on File
Prior Sale	Sep 5, 2007 · Amount on File
Deed Book / Page	2015 / 7841
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	2028 SPAULDING PL, MOODY, AL 35004-6121
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 SPAULDING PL, MOODY, AL 35004-6121

Mortgage

Document Number	0000021587
Date	Jun 27, 2023
Book Page	MTG 2023/21587

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	2028 SPAULDING PL, MOODY, AL 35004-6121
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027153
Date	Apr 16, 2021
Book Page	MTG 2021/27153

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	295 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 2028 Spaulding Pl was $998.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Moody City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$998.00	$19,580	$195,790 Land $50,000 Building $145,790
2023		$39,158 Land $10,000 Building $29,158	$195,790 Land $50,000 Building $145,790
2022	$813.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2028 Spaulding Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2028 Spaulding Pl is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Sparklight Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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