2013 Spaulding Pl, Moody, AL 35004 Property Records

St. Clair County property record for 2013 Spaulding Pl, Moody, AL 35004

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,423 sqft · built 2004
Lot Size	0.1 acres (4,462 sqft)
Owner	Individual Name on Record
Last Sale	$500 (Dec 2009)
Tax Bill	$942 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-07-36-0-001-010.057`

Property Details

APN / Parcel Number

Primary APN	`25-07-36-0-001-010.057`
Alternative APNs	`520754` `53077`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,423 sqft Heated Area
1st Floor Area	1,423 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,462 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2013 SPAULDING PL
City	MOODY
State	AL
Zip	35004-6122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 157 AVALON S/D PHASE ONE MB 2004-20 36-16-1
Legal Range	01E
Legal Township	16S
Legal Section	36
Legal Subdivision	AVALON S/D
Legal Phase	ONE
Legal Lot Number	157
Jurisdiction	ST CLAIR AL
Township / Civil Division	MOODY
Census Block Group	1
Census Block	1004
Census Tract	40107

Owner

Source: St. Clair County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2013 SPAULDING PL, MOODY, AL 35004-6122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit ALATRUST CREDIT UNION
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2009 · Amount on Record
Deed Sale	Dec 23, 2009 · Amount on Record
Deed Book / Page	2009 / 10571
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Recording Date	Jun 22, 2026
Property Address	2013 SPAULDING PL, MOODY, AL 35004-6122
Document Number	2026027202
Book / Page	2026 / 27202
Instrument Date	Jun 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 SPAULDING PL, MOODY, AL 35004-6122

Mortgage

Document Number	2026027202,
Date	Jun 22, 2026
Book Page	2026/27202

Lender

Name	ALATRUST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	2013 SPAULDING PL, MOODY, AL 35004-6122
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 SPAULDING PL, MOODY, AL 35004-6122

Mortgage

Document Number	0000008384
Date	Mar 21, 2024
Book Page	MTG2024/8384

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 20, 2064

Interest

Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	2013 SPAULDING PL, MOODY, AL 35004-6122
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027276
Date	Apr 16, 2021
Book Page	MTG 2021/27276

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Moody City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$942.00 (+24.27%)	$19,420 (-49.98%)	$194,120 (-)
2023		$38,824 Land $10,000 Building $28,824	$194,120 Land $50,000 Building $144,120
2022	$758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Sparklight Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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