2020 Sparrow Valley Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2020 Sparrow Valley Rd, Aptos, CA 95003

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2.5 ba · 1,747 sqft · built 1975
Lot Size	4.22 acres (183,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$980,000 (Aug 2023)
Tax Bill	$12,391 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-391-30`

Property Details

APN / Parcel Number

Primary APN	`105-391-30`
Alternative APN	`105-391-30-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,747 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	183,954 sqft
Terrain	Steep
Garage Type	Carport
Garage Area	232 sqft
Carport	Carport
Carport Area	232 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	920 sqft
Patio Area	920 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2020 SPARROW VALLEY RD
City	APTOS
State	CA
Zip	95003-2609
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	SU
Legal Subdivision	LANDS OF JOHN ATCHISON
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2020 SPARROW VALLEY RD, APTOS, CA 95003-2609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 22, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	May 29, 2008 · Amount on Record
Deed Document Number	202316036
Prior Transfer Date	Dec 8, 2017
Prior Transfer Doc	0000043577
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 25, 2023
Property Address	2020 SPARROW VALLEY RD, APTOS, CA 95003-2609
Document Number	0000016036
Map Reference	VOL 9 PG 21
Instrument Date	Aug 17, 2023
Instrument	2023-0016036
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2020 SPARROW VALLEY RD, APTOS, CA 95003-2609

Mortgage

Document Number	0000016037
Date	Aug 25, 2023
Instrument	2023-0016037

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 22, 2017
Property Address	2020 SPARROW VALLEY RD, APTOS, CA 95003-2609
Document Number	0000043577
Map Reference	VOL 9 PG 21
Instrument Date	Dec 8, 2017
Instrument	2017-0043577
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ER TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 SPARROW VALLEY RD, APTOS, CA 95003-2609

Mortgage

Document Number	0000043576
Date	Dec 22, 2017
Instrument	2017-0043576

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,019,592 (+2%) Land $681,462 Building $338,130
2025	$12,391.00 (+38.03%)	$999,600 (+33.29%) Land $668,100 Building $331,500
2023	$8,977.00 (+2%) Homeowner's exemption	$749,936 Land $517,632 Building $232,304	$856,620
2022	$8,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Etheric Networks.

Cell Coverage

No cell data coverage reported

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