2005 Sparrow Valley Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2005 Sparrow Valley Rd, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,359 sqft · built 1978
Lot Size5.32 acres (232,044 sqft)
Owner2 Individual Names on Record
Last Sale$560,000 (Sep 2013)
Tax Bill$8,562 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN105-391-37

Property Details

APN / Parcel Number

Primary APN105-391-37
Alternative APN
  • 105-391-37-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,359 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area232,044 sqft
TerrainSteep
View / LotMountain
Deck Area50 sqft
Patio Area50 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2005 SPARROW VALLEY RD
CityAPTOS
StateCA
Zip95003-2645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSU
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1000
Census Tract122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1927, APTOS, CA 95001-1927
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2013 · Amount on Record
Deed SaleSep 19, 2013 · Amount on Record
Deed Document Number201346038
Prior Transfer DateOct 31, 2012
Prior Transfer Doc0000054266
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2005 SPARROW VALLEY RD, APTOS, CA 95003-2645
Transaction TypeMortgage
Record UpdatedAug 11, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 SPARROW VALLEY RD, APTOS, CA 95003-2645

Mortgage

Document Number0000039514
DateJul 27, 2021
Instrument2021-0039514
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$700,213 (+2%) Land $420,128 Building $280,085
2025$8,562.00 (+9.76%) Homeowner's exemption$686,483 (+4.04%) Land $411,890 Building $274,593
2023$7,801.00 (+2.01%) Homeowner's exemption$659,827 Land $395,896 Building $263,931$820,890
2022$7,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Etheric Networks.

Cell Coverage

No cell data coverage reported

Nearby Properties on Sparrow Valley Rd

Nearby Streets

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