2020 E Lone Spruce Ct, Draper, UT 84020 Property Records

Utah County property record for 2020 E Lone Spruce Ct, Draper, UT 84020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,023 sqft · built 2014
Lot Size	0.439 acres (19,123 sqft)
Owner	2 Individual Names on File
Last Sale	$1,018,780 (Feb 2024)
Tax Bill	$4,930 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-352-0011`

Property Details

APN / Parcel Number

Primary APN	`48-352-0011`
Alternative APN	`322046`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,023 sqft Living Area
Gross Area	5,335 sqft
Basement Area	1,410 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	A-Frame
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	19,123 sqft (0.439 acres)
Garage Type	Attached
Garage Area	902 sqft
Parking Spaces	4 Parking Spaces
Porch	Raised Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	322046
Street Address	2020 E LONE SPRUCE CT
City	DRAPER
State	UT
Zip	84020-5692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, OAK VISTA NO 8 AT SUNCREST SUBDV. AREA 0.439 AC.
Legal Subdivision	SUNCREST SUBDV
Legal Lot Number	11
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	2
Census Block	2002
Census Tract	10217

Owner

2020 E Lone Spruce Ct is owned and occupied by two individuals who bought it in February 2024.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2020 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FEDERAL NA
Jan 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CYPRUS FCU
Jan 31, 2022	Intrafamily Transfer, Transfer MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY
Jun 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on File
Deed Sale	Feb 2, 2024 · Amount on File
Prior Sale	Jan 31, 2022 · Amount on File
Deed Document Number	20246674
Prior Transfer Date	Jan 25, 2022
Prior Transfer Doc	0000012966
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 2, 2024
Property Address	2020 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Document Number	0000006674
Instrument Date	Feb 1, 2024
Instrument	6674:2024
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	NOT AVAILABLE, UTAH LAND AND TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2020 E LONE SPRUCE CT, DRAPER, UT 84020-5692

Mortgage

Document Number	0000006678
Date	Feb 2, 2024
Instrument	6678:2024

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2020 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Transaction Type	Mortgage
Record Updated	Nov 22, 2023
Title Company	NOT AVAILABLE, UTAH LAND AND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074961
Date	Nov 16, 2023
Instrument	74961:2023

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jan 31, 2022
Property Address	2020 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Document Number	0000012964
Instrument Date	Jan 25, 2022
Instrument	12964:2022
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 E LONE SPRUCE CT, DRAPER, UT 84020-5692

Mortgage

Document Number	0000012965
Date	Jan 31, 2022
Instrument	12965:2022

Lender

Name	CYPRUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jan 31, 2022
Property Address	2020 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Document Number	0000012966
Instrument Date	Jan 25, 2022
Instrument	12966:2022
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2020 E LONE SPRUCE CT, DRAPER, UT 84020-5692

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 24, 2020
Property Address	2020 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Document Number	0000087284
Instrument Date	Jun 19, 2020
Instrument	87284:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2020 E LONE SPRUCE CT, DRAPER, UT 84020-5692

Mortgage

Document Number	0000087283
Date	Jun 24, 2020
Instrument	87283:2020

Lender

Name	ACADEMY MORTGAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2020 E Lone Spruce Ct was $4,930, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Draper City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$543,620 (-43.46%)	$988,400 (+2.8%) Land $314,500 Building $673,900
2025	$4,930.00 (+0.02%)	$961,500 Land $314,500 Building $647,000	$961,500 Land $314,500 Building $647,000
2024	$4,929.00 (+12.25%)
2023	$4,391.00 (+10.35%)	$496,100	$902,000 Land $272,300 Building $629,700
2022	$3,979.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2020 E Lone Spruce Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 E Lone Spruce Ct is high, ranking above 88% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 81% of Utah
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRAPER CITY WATER SYSTEM serves 23,205 people · EPA ID UTAH18133
Water Source	Purchased surface water from JORDAN VALLEY WCD
Last State Inspection	Apr 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, T-Mobile.

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