2012 E Lone Spruce Ct, Draper, UT 84020 Property Records

Utah County property record for 2012 E Lone Spruce Ct, Draper, UT 84020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,919 sqft · built 2015
Lot Size	0.434 acres (18,905 sqft)
Owner	Individual Name on Record
Tax Bill	$4,799 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`48-352-0013`

Property Details

APN / Parcel Number

Primary APN	`48-352-0013`
Alternative APN	`322048`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,919 sqft Living Area
Gross Area	5,280 sqft
Basement Area	1,431 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Combination
Roof Type	Gable
Roof Material	Other
Lot Area	18,905 sqft (0.434 acres)
Garage Type	Attached
Garage Area	930 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	768 sqft
Deck Area	Deck Area
Patio Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	322048
Street Address	2012 E LONE SPRUCE CT
City	DRAPER
State	UT
Zip	84020-5692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13, OAK VISTA NO 8 AT SUNCREST SUBDV. AREA 0.434 AC.
Legal Subdivision	SUNCREST SUBDV
Legal Lot Number	13
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	2
Census Block	2002
Census Tract	10217

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2012 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN UNITED FAMILY CREDIT UNIONS FCU
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 24, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 9, 2020	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU
Jul 6, 2019	Deed of Trust, Mortgage PROVIDENT FNDG
Oct 23, 2018	Warranty Deed, Transfer GRANITE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022
Deed Sale	Aug 8, 2022
Prior Sale	Jun 9, 2020 · Amount on Record
Deed Document Number	202288665
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2012 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ADVANCED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088700
Date	Aug 8, 2022
Instrument	88700:2022

Lender

Name	AMERICAN UNITED FAMILY CREDIT UNIONS FCU
Type	Credit Union
Address	WEST JORDAN, UT 84088

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 8, 2022
Property Address	2012 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Document Number	0000088665
Instrument Date	Aug 4, 2022
Instrument	88665:2022
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	STEWART TITLE-OMAHA, STEWART TITLE OF UTAH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 E LONE SPRUCE CT, DRAPER, UT 84020-5692

Mortgage

Document Number	0000088699
Date	Aug 8, 2022
Instrument	88699:2022

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2012 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063250
Date	May 24, 2022
Instrument	63250:2022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2012 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155283
Date	Sep 7, 2021
Instrument	155283:2021

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2012 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	TIAGO NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124901
Date	Jul 14, 2021
Instrument	124901:2021

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 9, 2020
Property Address	2012 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Document Number	0000078862
Instrument Date	Jun 8, 2020
Instrument	78862:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	TITLE GUARANTEE RIVER PARK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2012 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Investor	Possibly a Property Investor

Mortgage

Document Number	0000078863
Date	Jun 9, 2020
Instrument	78863:2020

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2012 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Document Number	0000064710
Instrument Date	Jul 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	SILVER LEAF TITLE INSURANCE AGENCY, SILVER LEAF TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2012 E LONE SPRUCE CT DRAPER UT 840205692, DRAPER, UT 84020-5692

Mortgage

Document Number	0000064710
Date	Jul 12, 2019
Instrument	64710

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 11, 2034

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 23, 2018
Property Address	2012 E LONE SPRUCE CT, DRAPER, UT 84020-5692
Document Number	0000101428
Instrument Date	Oct 22, 2018
Instrument	101428
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	TITLE GUARANTEE COMPANY INC., TITLE GUARANTEE CO., INC.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2012 E LONE SPRUCE CT DRAPER UT 840205692, DRAPER, UT 84020-5692

Mortgage

Document Number	101477
Date	Oct 23, 2018
Instrument	101477

Lender

Name	GRANITE CU
Type	Credit Union
Address	SALT LAKE CITY, UT 84106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Draper City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,925 (-43.39%)	$963,500 (+2.93%) Land $313,400 Building $650,100
2025	$4,799.00	$936,100 (+81.74%) Land $313,400 Building $622,700	$936,100 (-0.04%) Land $313,400 Building $622,700
2024	$4,799.00 (+5.26%)
2023	$4,559.00 (+10.71%)	$515,075	$936,500 Land $271,400 Building $665,100
2022	$4,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 85% of Utah
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRAPER CITY WATER SYSTEM serves 23,205 people · EPA ID UTAH18133
Water Source	Purchased surface water from JORDAN VALLEY WCD
Last State Inspection	Apr 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, T-Mobile.

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