2020 Bender Ave, Hamilton, OH 45011 Property Records

Butler County property record for 2020 Bender Ave, Hamilton, OH 45011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1950
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Apr 2022)
Tax Bill	$1,883 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P6451-022.000-024`

Property Details

APN / Parcel Number

Primary APN	`P6451-022.000-024`
Alternative APNs	`0002600` `239251` `241396`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	720 sqft
1st Floor Area	720 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	144 ft deep x 40 ft wide

Exterior Amenities

Porch	Porch
Porch Area	50 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0002600
Old Parcel Number	P6451022.000024
Street Address	2020 BENDER AVE
City	HAMILTON
State	OH
Zip	45011-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11925 ENT
Legal Subdivision	HAMILTON
Legal Lot Number	11925
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	4
Census Block	4025
Census Tract	500

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	2020 BENDER AVE, HAMILTON, OH 45011-4504
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Apr 27, 2022	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Apr 24, 2018	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	0000019571
Deed Book / Page	9841 / 914
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2020 BENDER AVE, HAMILTON, OH 45011-4504
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 BENDER AVE, HAMILTON, OH 45011-4504

Mortgage

Document Number	0000044509
Date	Dec 18, 2025
Book Page	10301/845
Instrument	2025-00044509

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 27, 2022
Property Address	2020 BENDER AVE, HAMILTON, OH 45011-4504
Document Number	0000019571
Book / Page	9841 / 914
Instrument Date	Apr 7, 2022
Instrument	2022-00019571
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 BENDER AVE, HAMILTON, OH 45011-4504

Mortgage

Document Number	0009841916
Date	Apr 27, 2022
Instrument	9841/916

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 24, 2018
Property Address	2020 BENDER AVE, HAMILTON, OH 45011-4504
Document Number	0000014816
Book / Page	9153 / 1504
Instrument Date	Apr 18, 2018
Instrument	2018-00014816
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7774 BENDER AVE, HAMILTON, OH 45011

Mortgage

Document Number	0000014817
Date	Apr 24, 2018
Instrument	2018-00014817

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,883.00 (+1.51%)	$44,170 (-) Land $3,560 Building $40,610	$126,200 (-) Land $10,160 Building $116,040
2023	$1,855.00 (+84.03%)	$44,170 (+118.45%) Land $3,560 Building $40,610	$126,200 (+118.49%) Land $10,160 Building $116,040
2022	$1,008.00	$20,220 Land $3,560 Building $16,660
2020			$57,760 Land $10,160 Building $47,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Bender Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures