202 Ward Rd, Prospect (Stockton Springs), ME 04981 Property Records

Waldo County and Prospect Town property record for 202 Ward Rd, Prospect, ME 04981

Property Summary

Property Type	Single Family Home
Lot Size	16 acres (696,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (May 2013)
Tax Bill	$4,184 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PROT M:07 L:6`

Property Details

APN / Parcel Number

Primary APN	`PROT M:07 L:6`
Alternative APN	`527`

Exterior

Lot Area	696,960 sqft (16 acres)

Location & Zoning

Account Number	527
Street Address	202 WARD RD
City	PROSPECT
State	ME
Zip	04981-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	6
Jurisdiction	PROSPECT ME
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2012
Census Tract	42000

Owner

Source: Waldo County and Prospect Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 WARD RD, PROSPECT, ME 04981-3220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SEABOARD FEDERAL CREDIT UNION
Jul 21, 2020	Deed of Trust, Mortgage SEABOARD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2013 · Amount on Record
Deed Sale	May 2, 2013 · Amount on Record
Deed Document Number	20133567
Deed Book / Page	3755 / 299
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	202 WARD RD, PROSPECT, ME 04981-3220
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004984/54
Date	Apr 1, 2024
Book Page	4984/54
Instrument	2024-1750

Lender

Name	SEABOARD FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	202 WARD RD, PROSPECT, ME 04981-3220
Document Number	0045230095
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 WARD RD PROSPECT ME 049813220, PROSPECT, ME 04981-3220

Mortgage

Document Number	0045230095
Date	Jul 28, 2020
Book Page	004523/000095
Instrument	6608

Lender

Name	SEABOARD FCU
Type	Credit Union
Address	BUCKSPORT, ME 04416

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 27, 2025

Tax Assessment & Valuation

Source: Waldo County and Prospect Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Prospect Town
Unified School District	Regional School Unit 25 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,184.00 (+27.06%)	$406,250 (+23.39%) Land $162,000 Building $244,250
2024	$3,293.00 (+19.35%)	$329,250 (+73.05%) Land $85,000 Building $244,250
2023	$2,759.00 (-1.39%)	$190,260 (-2.09%) Land $49,120 Building $141,140
2022	$2,798.00	$194,320 Land $49,120 Building $145,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Redzone Wireless Fixed Wireless	50 / 15

May also be available: Fidium Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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