143 Ward Rd, Prospect (Stockton Springs), ME 04981 Property Records

Waldo County and Prospect Town property record for 143 Ward Rd, Prospect, ME 04981

Property Summary

Property Type	Single Family Home
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on File
Last Sale	$182,800 (Dec 2018)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROT M:05 L:47-3`

Property Details

APN / Parcel Number

Primary APN	`PROT M:05 L:47-3`
Alternative APNs	`M:05 L:47=3` `87`

Exterior

Lot Area	109,336 sqft (2.51 acres)

Location & Zoning

Account Number	87
Street Address	143 WARD RD
City	PROSPECT
State	ME
Zip	04981-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAND WILLIAM WARE PROSPECT MAI
Legal Lot Number	47-3
Jurisdiction	PROSPECT ME
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2013
Census Tract	42000

Owner

143 Ward Rd is owned and occupied by an individual who bought it in December 2018.

Source: Waldo County and Prospect Town records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	143 WARD RD, PROSPECT, ME 04981-3216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK
Apr 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PRIMARY RESIDENTIAL MORTGAGE
Dec 6, 2018	Deed of Trust, Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2018 · Amount on File
Deed Sale	Dec 12, 2018 · Amount on File
Deed Document Number	201811871
Deed Book / Page	4333 / 12
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	143 WARD RD, PROSPECT, ME 04981-3216
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004910/303
Date	Jun 15, 2023
Book Page	4910/303
Instrument	2023-3618

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2043

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	143 WARD RD, PROSPECT, ME 04981-3216
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4640/65
Date	Apr 26, 2021
Book Page	4640/65
Instrument	2021-4002

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	143 WARD RD, PROSPECT, ME 04981-3216
Document Number	0043330015
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	T AND B TITLE/ELLSWORTH LLC, T&B TITLE/ELLSWORTH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 WARD RD PROSPECT ME 049813216, PROSPECT, ME 04981-3216

Mortgage

Document Number	0043330015
Date	Dec 12, 2018
Book Page	004333/000015

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 143 Ward Rd was $3,524, up 3% from the year before.

Source: Waldo County and Prospect Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Prospect Town
Unified School District	Regional School Unit 25 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,524.00 (+3.01%)	$342,130 (-) Land $72,130 Building $270,000
2024	$3,421.00 (+19.32%)	$342,130 (+73.05%) Land $72,130 Building $270,000
2023	$2,867.00 (+0.7%)	$197,710 (-) Land $41,680 Building $156,030
2022	$2,847.00	$197,710 Land $41,680 Building $156,030

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 143 Ward Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Ward Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Redzone Wireless Fixed Wireless	50 / 15

May also be available: Fidium Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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