182 Ward Rd, Prospect (Stockton Springs), ME 04981 Property Records

Waldo County and Prospect Town property record for 182 Ward Rd, Prospect, ME 04981

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$4,084 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROT M:05 L:45`

Property Details

APN / Parcel Number

Primary APN	`PROT M:05 L:45`
Alternative APN	`475`

Exterior

Architectural Style	Multi-Family
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	475
Street Address	182 WARD RD
City	PROSPECT
State	ME
Zip	04981-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	45
Jurisdiction	PROSPECT ME
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2012
Census Tract	42000

Owner

Source: Waldo County and Prospect Town records · APN PROT M:05 L:45

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	182 WARD RD, PROSPECT, ME 04981-3219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Line of Credit BANGOR FEDERAL CREDIT UNION
Dec 02, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 04, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2020
Deed Sale	Sep 30, 2020
Deed Document Number	20209242
Deed Book / Page	4551 / 39
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	182 WARD RD, PROSPECT, ME 04981-3219
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004662/268
Date	Jun 10, 2021
Book Page	4662/268
Instrument	2021-5891

Lender

Name	BANGOR FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	182 WARD RD, PROSPECT, ME 04981-3219
Document Number	0045810296
Instrument Date	Dec 02, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 WARD RD PROSPECT ME 049813219, PROSPECT, ME 04981-3219

Mortgage

Document Number	0045810296
Date	Dec 07, 2020
Book Page	004581/000296
Instrument	11860

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 06, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	182 WARD RD, PROSPECT, ME 04981-3219
Document Number	0043470157
Instrument Date	Feb 04, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 WARD RD PROSPECT ME 049813219, PROSPECT, ME 04981-3219

Mortgage

Document Number	0043470157
Date	Feb 11, 2019
Book Page	004347/000157
Instrument	1153

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2034

Tax Assessment & Valuation

Source: Waldo County and Prospect Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Prospect Town
Unified School District	Regional School Unit 25 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,084.00 (+3%)	$396,470 (-) Land $75,490 Building $320,980
2024	$3,965.00 (+19.36%)	$396,470 (+73.06%) Land $75,490 Building $320,980
2023	$3,322.00 (+0.7%)	$229,100 (-) Land $43,620 Building $185,480
2022	$3,299.00	$229,100 Land $43,620 Building $185,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Redzone Wireless Fixed Wireless	50 / 15

May also be available: Consolidated Communications.

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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