202 W Locust St, Normal, IL 61761 Property Records

McLean County property record for 202 W Locust St, Normal, IL 61761

Property Summary

Property Type	Commercial
Details	24 bd · 3,612 sqft · built 1983
Lot Size	0.203 acres (8,830 sqft)
Owner	Company Name on Record
Last Sale	$13,250,000 (Nov 2022)
Tax Bill	$10,945 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-254-026`

Property Details

APN / Parcel Number

Primary APN	`14-28-254-026`

Interior

Bedrooms	24 Beds
Units	12 Units
Stories	2 Stories
Building Area	3,612 sqft Living Area
1st Floor Area	1,806 sqft
Basement Area	1,806 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,830 sqft (0.203 acres)
Lot Dimensions	132 ft deep x 65.5 ft wide
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	202 W LOCUST ST
City	NORMAL
State	IL
Zip	61761-2580
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R-3A
Legal Description	NORMAL 9TH ADD PT SE 1/4 BLK 1 - BEG SW COR, E65.5, N66, E2.5, N66, W TO COR, S132 TO POB
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	NORMAL 9TH ADD
Legal Block	1
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1000
Census Tract	200

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	630 N FRANKLIN ST, 1010, CHICAGO, IL 60654-8355
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Special Warranty Deed, Transfer · Loan Assumption ORIX REAL ESTATE CAPITAL LLC
Apr 23, 2018	Quit Claim Deed, Transfer · Commercial Mortgage HUNT MORTGAGE
Mar 9, 2017	Warranty Deed, Transfer · Commercial Mortgage INVESTMENT PROPRTY EXCHANGE SERVICE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Mar 9, 2017 · Amount on Record
Deed Document Number	202219937
Record Updated	Jun 8, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 10, 2022
Property Address	202 W LOCUST ST, NORMAL, IL 61761-2580
Document Number	202200019937
Instrument Date	Oct 31, 2022
Instrument	2022-00019937
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 S NEIL ST, CHAMPAIGN, IL 61820-5220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 N FRANKLIN ST APT 1010, 1010, CHICAGO, IL 60654-8355

Mortgage

Document Number	202200019938
Date	Nov 10, 2022
Instrument	2022-00019938

Lender

Name	ORIX REAL ESTATE CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 23, 2018
Property Address	202 W LOCUST ST, NORMAL, IL 61761-2580
Document Number	201800006133
Map Reference	MB3 PG400
Instrument Date	Mar 29, 2018
Instrument	2018-00006133
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 S NCIL ST, CHAMPAIGN, IL 61820-5220

Mortgage

Document Number	201800006134
Date	Apr 23, 2018
Instrument	2018-00006134

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	145 Months
Due	May 1, 2030

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 9, 2017
Property Address	202 W LOCUST ST, NORMAL, IL 61761-2580
Document Number	201700004131
Map Reference	MB03 PG400
Instrument Date	Jan 31, 2017
Instrument	2017-00004131
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000
Investor	Possibly a Property Investor

Mortgage

Document Number	201700004135
Date	Mar 9, 2017
Instrument	2017-00004135

Lender

Name	INVESTMENT PROPRTY EXCHANGE SERVICE
Type	Seller

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	47 Months
Due	Jan 31, 2021

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,089 (-) Land $39,545 Building $93,544	$399,267 (-) Land $118,635 Building $280,632
2024	$10,945.00 (-3.91%)
2023	$11,390.00 (+5.46%)	$133,089 (+10.69%) Land $29,811 Building $103,278	$399,267 (+10.69%) Land $89,433 Building $309,834
2022	$10,800.00	$120,236 Land $26,932 Building $93,304	$360,708 Land $80,796 Building $279,912

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Metronet, Watch TV.

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