200 W Locust St, Normal, IL 61761 Property Records

McLean County property record for 200 W Locust St, Normal, IL 61761

Property Summary

Property Type	Commercial Vacant Land
Details	24 bd · 7,740 sqft · built 2005
Lot Size	0.107 acres (4,680 sqft)
Owner	Company Name on Record
Tax Bill	$26,152 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-254-028`

Property Details

APN / Parcel Number

Primary APN	`14-28-254-028`

Interior

Bedrooms	24 Beds
Total Rooms	30 Rooms
Stories	3 Stories
Building Area	7,740 sqft Living Area
1st Floor Area	2,580 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	4,680 sqft (0.107 acres)
Lot Dimensions	132 ft deep x 62.8 ft wide
Patio Area	912 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	200 W LOCUST ST
City	NORMAL
State	IL
Zip	61761
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	R-1C
Legal Description	NORMAL 9TH ADD PT SE 1/4 BLK 1 BEG SE COR, N132 , W60.25 , S66 , W2.5 , S66 , E62.75 TO POB
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	NORMAL 9TH ADD
Legal Block	1
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1000
Census Tract	200

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1502 E JACKSON ST, BLOOMINGTON, IL 61701-5632
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS EQUITY FIRST CU
Feb 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS EQUITY FCU
Feb 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS EQUITY FCU
Feb 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS EQUITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	200 W LOCUST ST, NORMAL, IL 61761
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000003299
Date	Feb 21, 2020
Instrument	2020-00003299

Lender

Name	CITIZENS EQUITY FIRST CU
Type	Credit Union
Address	PEORIA, IL 61615

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2035

Interest

Rate	4.14%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	200 W LOCUST ST, NORMAL, IL 61761
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000003312
Date	Feb 21, 2020
Instrument	2020-00003312

Lender

Name	CITIZENS EQUITY FCU
Type	Credit Union
Address	PEORIA, IL 61615

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Mar 1, 2027

Interest

Rate	4.14%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	200 W LOCUST ST, NORMAL, IL 61761
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000003302
Date	Feb 21, 2020
Instrument	2020-00003302

Lender

Name	CITIZENS EQUITY FCU
Type	Credit Union
Address	PEORIA, IL 61615

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2035

Interest

Rate	4.14%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	200 W LOCUST ST, NORMAL, IL 61761
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000003307
Date	Feb 21, 2020
Instrument	2020-00003307

Lender

Name	CITIZENS EQUITY FCU
Type	Credit Union
Address	PEORIA, IL 61615

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2035

Interest

Rate	4.14%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$351,536 (+21.89%) Land $49,862 Building $301,674	$1,054,608 (+21.89%) Land $149,586 Building $905,022
2024	$26,152.00 (+5.95%)
2023	$24,684.00	$288,410 Land $40,908 Building $247,502	$865,231 Land $122,724 Building $742,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Metronet, Watch TV.

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