202 S Main St, Gerald, MO 63037 Property Records

Franklin County property record for 202 S Main St, Gerald, MO 63037

Property Summary

Property Type	Other Improved
Details	2,000 sqft · built 1990
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Tax Bill	$1,054 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-1-001-029.100`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-1-001-029.100`

Interior

Building Area	2,000 sqft

Exterior

Year Built	Built 1990
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	202 S MAIN ST
City	GERALD
State	MO
Zip	63037-2227
Property Category	Other
Property Type	Other > Other Improved
Legal Description	COMMERCIAL LAND & BUILDINGLOT 2 PT 3 O T OF GERALD
Legal Range	04W
Legal Township	42
Legal Section	11
Legal Quarter	NE
Legal Subdivision	O T OF GERALD
Legal Block	1
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1104
Census Tract	800404

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	216 BATES ST, NEW HAVEN, MO 63068-1102
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE COMMUNITY BANK
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit UNITED BK/UNION
Oct 26, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022
Deed Sale	Jan 27, 2022
Deed Document Number	2201539
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 27, 2022
Property Address	202 S MAIN ST, GERALD, MO 63037-2227
Document Number	0002201539
Map Reference	PB B PG77
Instrument Date	Jan 25, 2022
Instrument	2201539
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 BATES ST, NEW HAVEN, MO 63068-1102

Mortgage

Document Number	0002201540
Date	Jan 27, 2022
Instrument	2201540

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	202 S MAIN ST, GERALD, MO 63037-2227
Document Number	0000022911
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8120 ANGELL RD GERALD MO 630372801, GERALD, MO 63037-2801

Mortgage

Document Number	0000022911
Date	Dec 31, 2020
Instrument	22911

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 26, 2020
Property Address	202 S MAIN ST, GERALD, MO 63037-2227
Document Number	0000018213
Instrument Date	Oct 22, 2020
Instrument	18213
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	324 US HIGHWAY 50 W UNION MO 630841934, UNION, MO 63084-1934

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,054.00 (+10.14%)	$15,270 (-)	$47,720 (-) Land $8,000 Building $39,720
2023	$957.00 (+4.48%)	$15,270	$47,720 Land $8,000 Building $39,720
2022	$916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: FireServe, Wisper ISP.

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