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127 S Main St, Gerald, MO 63037 Property Records

Franklin County property record for 127 S Main St, Gerald, MO 63037

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,952 sqft · built 1904
Lot Size0.7 acres (30,492 sqft)
OwnerIndividual Name on File
Tax Bill$1,677 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN25-1-11.0-1-001-021.000

Property Details

APN / Parcel Number

Primary APN25-1-11.0-1-001-021.000

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,952 sqft Living Area

Exterior

Year BuiltBuilt 1904
Architectural StyleOther
Construction TypeFrame
Lot Area30,492 sqft (0.7 acres)
Garage Area1,200 sqft

Location & Zoning

Street Address127 S MAIN ST
CityGERALD
StateMO
Zip63037-2110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 9,10,11,12 O TO OF GERALD
Legal Range04W
Legal Township42
Legal Section11
Legal QuarterNE
Legal SubdivisionO T OF GERALD
Legal Block1
Legal Lot Number9-12 10
JurisdictionFRANKLIN MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1095
Census Tract800404

Owner

Source: Franklin County records · APN 25-1-11.0-1-001-021.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address127 S MAIN ST, GERALD, MO 63037-2110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2021Warranty Deed, Transfer · Conventional Mortgage
FRANKLIN MORTGAGE
Dec 11, 2018Warranty Deed, Transfer · FHA Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2021
Deed SaleSep 08, 2021
Deed Document Number2116976
Record UpdatedJun 08, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateSep 08, 2021
Property Address127 S MAIN ST, GERALD, MO 63037-2110
Document Number0002116976
Map ReferencePB B PG 77
Instrument DateSep 03, 2021
Instrument2116976
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address127 S MAIN ST, 127, GERALD, MO 63037-2110

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address127 S MAIN ST, GERALD, MO 63037-2110

Mortgage

Document Number0002116977
DateSep 08, 2021
Instrument2116977
Lender
NameFRANKLIN MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateDec 11, 2018
Property Address127 S MAIN ST, GERALD, MO 63037-2110
Document Number0000016933
Instrument DateDec 07, 2018
Instrument16933
Transaction TypeTransfer
Record UpdatedJan 07, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 S MAIN ST GERALD MO 630372110, GERALD, MO 63037-2110

Mortgage

Document Number16934
DateDec 11, 2018
Instrument16934
Lender
NameDAS ACQUISITION
Address920 MAIN ST #1400, MO 63141
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 10, 2048

Mortgage

Document Number16935,
DateDec 11, 2018
Instrument16935
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
AddressKANSAS CITY, MO 64105
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityGerald City
Unified School DistrictGasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,677.00 (+16.38%)$26,089 (+4.81%)$137,310 (+4.81%) Land $21,700 Building $115,610
2023$1,441.00 (-3.68%)$24,892$131,010 Land $21,700 Building $109,310
2022$1,496.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cable One
Fiber		1,000 / 1,000
Wave Internet Technologies
Fixed Wireless		100 / 100

May also be available: Whittrio, Wisper ISP.

Based on FCC filings for 132 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGERALD PWS
serves 1,383 people
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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