200 S Main St, Gerald, MO 63037 Property Records

Franklin County property record for 200 S Main St, Gerald, MO 63037

Property Summary

Property Type	Other Improved
Details	3,724 sqft · built 1905
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$1,079,960 (Dec 2025)
Tax Bill	$925 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-1-001-029.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-1-001-029.000`

Interior

Total Rooms	14 Rooms
Units	10 Units
Building Area	3,724 sqft Total Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	4,356 sqft (0.1 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	200 S MAIN ST
City	GERALD
State	MO
Zip	63037-2289
Property Category	Other
Property Type	Other > Other Improved
Legal Description	APARTMENT BUILDINGW 109' LOT 1 O T OF GERALD
Legal Range	4W
Legal Township	42N
Legal Section	11
Legal Subdivision	O T OF GERALD
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1104
Census Tract	800404

Owner

Source: Franklin County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	200 S MAIN ST, GERALD, MO 63037-2289
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANK OF WASHINGTON
Sep 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK OF UNION
May 19, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	May 19, 2022
Deed Document Number	20252516231
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	200 S MAIN ST, GERALD, MO 63037-2289
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002516232
Date	Dec 17, 2025
Instrument	2516232

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	200 S MAIN ST, GERALD, MO 63037-2289
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002311129
Date	Sep 20, 2023
Instrument	2311129

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 19, 2022
Property Address	200 S MAIN ST, GERALD, MO 63037-2289
Document Number	0002208243
Map Reference	PB B PG77
Instrument Date	May 19, 2022
Instrument	2208243
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	763 ALMOND WAY, BEAUFORT, MO 63013-1559

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$925.00 (-34.16%)	$14,402 (-40.65%)	$75,800 (-40.65%) Land $7,520 Building $68,280
2023	$1,405.00 (+7.33%)	$24,267	$127,720 Land $7,520 Building $120,200
2022	$1,309.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: FireServe, Wisper ISP.

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