202 Pearce Creek Dr, Earleville, MD 21919 Property Records

Cecil County property record for 202 Pearce Creek Dr, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,186 sqft · built 1990
Lot Size	7.26 acres (316,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (May 2019)
Tax Bill	$6,478 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-060201`

Property Details

APN / Parcel Number

Primary APN	`01-060201`
Alternative APNs	`1060201` `060201`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,186 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	316,246 sqft (7.26 acres)
Garage Type	Mixed
Garage Area	1,864 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Slab
Porch Area	168 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	528 sqft
Stable	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	060201
Street Address	202 PEARCE CREEK DR
City	EARLEVILLE
State	MD
Zip	21919-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 13 - 7.269 ACRES 202 PEARCE CREEK DRIVE PEARCE CREEK
Legal Subdivision	PEARCE CREEK DRIVE PEARCE CREEK
Legal Lot Number	13
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	4
Census Block	4000
Census Tract	30100

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 PEARCE CREEK DR, EARLEVILLE, MD 21919-1749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEPOINT FINANCIAL CORP
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 29, 2019	Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Prior Sale	Jan 23, 2004 · Amount on Record
Deed Book / Page	4406 / 318
Transfer Doc	0015750748
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	202 PEARCE CREEK DR, EARLEVILLE, MD 21919-1749
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040760209
Date	Jun 5, 2017
Book Page	4076/209

Lender

Name	HOMEPOINT FINANCIAL CORP
Type	Non-Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	202 PEARCE CREEK DR, EARLEVILLE, MD 21919-1749
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049820148
Date	Sep 17, 2021
Book Page	4982/148

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	234 Months
Due	Mar 1, 2041

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	May 29, 2019
Property Address	202 PEARCE CREEK DR, EARLEVILLE, MD 21919-1749
Document Number	0044060318
Book / Page	4406 / 318
Instrument Date	May 21, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	202 PEARCE CREEK DR, EARLEVILLE, MD 21919-1749

Mortgage

Document Number	0004406323
Date	May 29, 2019
Instrument	4406/323

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,478.00 (+3.93%) Homeowner's exemption	$608,933 (+3.16%)	$627,600 (-) Land $243,000 Building $384,600
2025	$6,233.00 (+27.94%) Homeowner's exemption	$590,267 (+8.76%)	$627,600 (+9.8%) Land $243,000 Building $384,600
2023	$4,872.00 Homeowner's exemption	$542,700	$571,600 Land $243,000 Building $328,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Choptank Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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