Cecil County property record for 190 Pearce Creek Dr, Earleville, MD 21919
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,360 sqft · built 1996 |
| Lot Size | 4.72 acres (205,603 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,000 (Dec 2003) |
| Tax Bill | $3,728 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-060228 |
| Primary APN | 01-060228 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,360 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 205,603 sqft (4.72 acres) |
| Garage Type | Basement |
| Garage Area | 930 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 1,120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 060228 |
|---|---|
| Street Address | 190 PEARCE CREEK DR |
| City | EARLEVILLE |
| State | MD |
| Zip | 21919-1748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 14 - 4.729 ACRES 190 PEARCE CREEK DRIVE PEARCE CREEK |
| Legal Subdivision | PEARCE CREEK DRIVE PEARCE CREEK |
| Legal Lot Number | 14 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 30100 |
190 Pearce Creek Dr is owned and occupied by two individuals who bought it in December 2003.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 PEARCE CREEK DR, EARLEVILLE, MD 21919-1748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2003 · Amount on File |
| Deed Sale | Dec 9, 2003 · Amount on File |
| Prior Sale | May 10, 1996 · Amount on File |
| Deed Document Number | 2003262141 |
| Deed Book / Page | 1547 / 748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 190 PEARCE CREEK DR, EARLEVILLE, MD 21919-1748 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0051470330 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 5147/330 |
| Name | MANUFACTURERS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 190 Pearce Creek Dr was $3,728 with a homeowner's exemption, up 4.8% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,728.00 (+4.78%) Homeowner's exemption | $340,967 (+4.36%) | $355,200 (-) Land $143,900 Building $211,300 |
| 2025 | $3,558.00 Homeowner's exemption | $326,733 | $355,200 Land $143,900 Building $211,300 |
| 2023 | $2,708.00 Homeowner's exemption | $303,200 | $312,500 Land $143,900 Building $168,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Pearce Creek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Pearce Creek Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Choptank Fiber, T-Mobile.
5G (outdoors only) and 4G LTE
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