165 Pearce Creek Dr, Earleville, MD 21919 Property Records

Cecil County property record for 165 Pearce Creek Dr, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,505 sqft · built 1990
Lot Size	1.71 acres (74,488 sqft)
Owner	Individual Name on File
Last Sale	$349,950 (Sep 2017)
Tax Bill	$4,627 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-060120`

Property Details

APN / Parcel Number

Primary APN	`01-060120`
Alternative APNs	`1060120` `060120`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,505 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	74,488 sqft (1.71 acres)
Garage Type	Basement
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	120 sqft
Deck Area	832 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	060120
Street Address	165 PEARCE CREEK DR
City	EARLEVILLE
State	MD
Zip	21919-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 6 - 1.711 ACRE 165 PEARCE CREEK DRIVE PEARCE CREEK
Legal Subdivision	PEARCE CREEK DRIVE PEARCE CREEK
Legal Lot Number	6
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	4
Census Block	4000
Census Tract	30100

Owner

165 Pearce Creek Dr is owned and occupied by an individual who bought it in September 2017.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	165 PEARCE CREEK DR, EARLEVILLE, MD 21919-1748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 6, 2017	Deed, Transfer · Conventional Mortgage SUN EAST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2017 · Amount on File
Deed Sale	Sep 6, 2017 · Amount on File
Prior Sale	Nov 15, 2010 · Amount on File
Deed Book / Page	4126 / 349
Prior Transfer Date	Oct 15, 2009
Prior Transfer Doc	0027370194
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	165 PEARCE CREEK DR, EARLEVILLE, MD 21919-1748
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048020158
Date	Feb 23, 2021
Book Page	4802/158

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 6, 2017
Property Address	165 PEARCE CREEK DR, EARLEVILLE, MD 21919-1748
Document Number	0041260349
Book / Page	4126 / 349
Map Reference	MB NDS14 FO91
Instrument Date	Aug 28, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LIBERTY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 PEARCE CREEK DR, EARLEVILLE, MD 21919-1748

Mortgage

Document Number	0004126359
Date	Sep 6, 2017
Instrument	4126/359

Lender

Name	SUN EAST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 165 Pearce Creek Dr was $4,627 with a homeowner's exemption, up 4.4% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,627.00 (+4.35%) Homeowner's exemption	$440,167 (+3.51%)	$455,100 (-) Land $113,800 Building $341,300
2025	$4,434.00 Homeowner's exemption	$425,233	$455,100 Land $113,800 Building $341,300
2023	$3,491.00 Homeowner's exemption	$388,333	$410,300 Land $113,800 Building $296,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Pearce Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Pearce Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Choptank Fiber, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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