202 Hardy St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 202 Hardy St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,090 sqft · built 1998
Lot Size	10.7 acres (466,528 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Oct 1997)
Tax Bill	$11,680 (2026)
Deeds & Mortgages	May 2024 Mortgage Aug 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0015 B:0046 L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0015 B:0046 L:0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,090 sqft Living Area
Gross Area	6,476 sqft
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	466,528 sqft (10.7 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	202 HARDY ST
City	DUNSTABLE
State	MA
Zip	01827-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	46
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	2
Census Block	2001
Census Tract	328100

Owner

202 Hardy St is owned and occupied by two individuals who bought it in October 1997.

Source: Middlesex County and Dunstable Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	202 HARDY ST, DUNSTABLE, MA 01827-1405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) PENTUCKET BANK
Aug 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PENTUCKET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 1997 · Amount on File
Deed Sale	Oct 24, 1997 · Amount on File
Deed Book / Page	8851 / 134
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	202 HARDY ST, DUNSTABLE, MA 01827-1405
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038462-141
Date	May 2, 2024
Book Page	38462/141
Instrument	11788

Lender

Name	PENTUCKET BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2034

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	202 HARDY ST, DUNSTABLE, MA 01827-1405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33248-248
Date	Aug 14, 2019
Book Page	33248/248
Instrument	33862

Lender

Name	PENTUCKET BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 202 Hardy St was $11,680, down 2.6% from the year before.

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,680.00 (-2.62%)	$872,300 (-) Land $299,400 Building $546,800	$1,049,180 (-)
2025	$11,994.00 (+7.53%)	$872,300 (+9.17%) Land $299,400 Building $572,900	$1,049,180 (+22.49%)
2024	$11,154.00 (+0.24%)	$799,000 (+7.49%) Land $263,700 Building $535,300	$856,520
2023	$11,127.00	$743,300 Land $263,700 Building $479,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Hardy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Hardy St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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