166 Hardy St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 166 Hardy St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,323 sqft · built 1984
Lot Size	7.1 acres (309,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Sep 2019)
Tax Bill	$11,764 (2026)
Deeds & Mortgages	Aug 2021 Refinance May 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0020 B:0011 L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0020 B:0011 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,323 sqft Living Area
Gross Area	5,768 sqft
1st Floor Area	1,328 sqft
Basement Area	1,328 sqft
Unfinished Basement	133 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	309,276 sqft (7.1 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	166 HARDY ST
City	DUNSTABLE
State	MA
Zip	01827-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	2
Census Block	2001
Census Tract	328100

Owner

Source: Middlesex County and Dunstable Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 HARDY ST, DUNSTABLE, MA 01827-1405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
May 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTURY BANK & TRUST
Sep 5, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Prior Sale	Oct 30, 2009 · Amount on Record
Deed Document Number	201937844
Deed Book / Page	33320 / 96
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	166 HARDY ST, DUNSTABLE, MA 01827-1405
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36153-180
Date	Aug 20, 2021
Book Page	36153/180
Instrument	49078

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	166 HARDY ST, DUNSTABLE, MA 01827-1405
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34092-222
Date	May 5, 2020
Book Page	34092/222
Instrument	19118

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	85 Months
Due	Jun 1, 2027

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Sep 5, 2019
Property Address	166 HARDY ST, DUNSTABLE, MA 01827-1405
Document Number	33320-96
Book / Page	33320 / 96
Instrument Date	Sep 5, 2019
Instrument	37844
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 HARDY ST, DUNSTABLE, MA 01827-1405

Mortgage

Document Number	37845
Date	Sep 5, 2019
Instrument	37845

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,764.00 (-2.62%)	$878,600 (-) Land $266,900 Building $599,400	$893,000 (-)
2025	$12,081.00 (+5.37%)	$878,600 (+6.98%) Land $266,900 Building $611,700	$893,000 (+9.15%)
2024	$11,465.00 (+0.56%)	$821,300 (+7.84%) Land $238,400 Building $582,900	$818,140
2023	$11,401.00	$761,600 Land $238,400 Building $523,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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