172 Hardy St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 172 Hardy St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,682 sqft · built 1972
Lot Size	4.1 acres (178,596 sqft)
Owner	Individual Name on Record
Last Sale	$397,000 (Sep 2025)
Tax Bill	$9,591 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0020 B:0012 L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0020 B:0012 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,682 sqft Living Area
Gross Area	6,542 sqft
1st Floor Area	2,002 sqft
Basement Area	2,002 sqft
Unfinished Basement	2,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	178,596 sqft (4.1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	172 HARDY ST
City	DUNSTABLE
State	MA
Zip	01827-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	2
Census Block	2001
Census Tract	328100

Owner

Source: Middlesex County and Dunstable Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	172 HARDY ST, DUNSTABLE, MA 01827-1405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LOANDEPOT.COM LLC
Sep 25, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Oct 1, 2015 · Amount on Record
Deed Book / Page	39541 / 186
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	172 HARDY ST, DUNSTABLE, MA 01827-1405
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039541-215
Date	Sep 25, 2025
Book Page	39541/215
Instrument	30255

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Sep 25, 2025
Property Address	172 HARDY ST, DUNSTABLE, MA 01827-1405
Document Number	039541-186
Book / Page	39541 / 186
Instrument Date	Sep 25, 2025
Instrument	30253
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 HARDY ST, DUNSTABLE, MA 01827-1405

Mortgage

Document Number	0000030254
Date	Sep 25, 2025
Instrument	30254

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	039541-215
Date	Sep 25, 2025
Book Page	39541/215
Instrument	30255

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,591.00 (-2.62%)	$716,300 (-) Land $239,900 Building $462,500	$1,179,045 (-)
2025	$9,849.00 (+5.24%)	$716,300 (+6.85%) Land $239,900 Building $476,400	$1,179,045 (+58.89%)
2024	$9,359.00 (+0.72%)	$670,400 (+8.01%) Land $217,400 Building $453,000	$742,045
2023	$9,292.00	$620,700 Land $217,400 Building $403,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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