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200 E Chestnut St, Saint Michaels, MD 21663 Property Records

Talbot County property record for 200 E Chestnut St, Saint Michaels, MD 21663

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,062 sqft · built 1860
Lot Size0.117 acres (5,084 sqft)
Owner2 Individual Names on Record
Last Sale$562,500 (Mar 2021)
Tax Bill$8,219 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-063387

Property Details

APN / Parcel Number

Primary APN02-063387
Alternative APNs
  • 2063387
  • 063387

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,062 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,084 sqft (0.117 acres)
Lot Dimensions124 ft deep x 41 ft wide
Deck Area60 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number063387
Street Address200 E CHESTNUT ST
CitySAINT MICHAELS
StateMD
Zip21663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 41X124 200 S/S CHESTNUT ST ST. MICHAELS
Legal SubdivisionMILLERS ADD
Legal Lot Number200
JurisdictionTALBOT MD
Township / Civil Division2, ST. MICHAELS
Census Block Group2
Census Block2022
Census Tract960700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the St. Michaels Historic District
listed 1986 · 300 contributing resources · NRIS 86002427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Talbot County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1120 CONSTITUTION AVE NE, WASHINGTON, DC 20002-6434
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2021 · Amount on Record
Deed SaleMar 4, 2021 · Amount on Record
Prior SaleDec 4, 2009
Deed Book / Page2815 / 267
Record UpdatedSep 20, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionTALBOT MD
Recording DateMar 4, 2021
Property Address200 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number0028150267
Book / Page2815 / 267
Instrument DateFeb 17, 2021
Transaction TypeTransfer
Record UpdatedSep 19, 2023
Title CompanyEASTERN MT TITLE COMPANY, EASTERN SHORE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1120 CONSTITUTION AVE NE, WASHINGTON, DC 20002-6434
InvestorPossibly a Property Investor

Mortgage

Document Number0002815280
DateMar 4, 2021
Instrument2815/280
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
MunicipalitySt. Michaels Town
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$734,967 (+18.84%)$886,500 (+34.48%) Land $468,300 Building $418,200
2025$8,219.00 (+10.89%)
2023$7,412.00$618,467$659,200 Land $358,100 Building $301,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 132 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies140 units insured
incl. 8 condo units
Nearby Flood Claims42 (1978–2024)
Claims Outside the SFHA13 of 42
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 18 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF TRAPPE
serves 1,200 people · EPA ID MD0200007
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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