202 E 4th St, Sanborn, IA 51248 Property Records

O'Brien County property record for 202 E 4th St, Sanborn, IA 51248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,692 sqft · built 1972
Lot Size	0.362 acres (15,800 sqft)
Owner	Individual Name on Record
Last Sale	$127,500 (Jun 2018)
Tax Bill	$2,168 (2024)
Deeds & Mortgages	Nov 2022 Construction Loan May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0025520000`

Property Details

APN / Parcel Number

Primary APN	`0025520000`
Alternative APN	`0000255200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,692 sqft
Basement Area	1,692 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,800 sqft (0.362 acres)
Lot Dimensions	158 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Porch
Porch Area	202 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Old Parcel Number	0000255200
Street Address	202 E 4TH ST
City	SANBORN
State	IA
Zip	51248-7753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN LOTS 1-2 & VAC ALLEY ON NORTH BLK 13
Legal Block	13
Legal Lot Number	1-2 2
Jurisdiction	O'BRIEN IA
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4028
Census Tract	490200

Owner

Source: O'Brien County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	202 E 4TH ST, SANBORN, IA 51248-7753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Construction Mortgage IOWA STATE BANK & TRUST CO
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
Jun 27, 2018	Warranty Deed, Construction Loan · Construction Mortgage IOWA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2018 · Amount on Record
Deed Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	2018-01441
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	202 E 4TH ST, SANBORN, IA 51248-7753
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222957
Date	Nov 14, 2022
Instrument	2022-2957

Lender

Name	IOWA STATE BANK & TRUST CO
Type	Bank
Address	ORANGE CITY, IA 51041

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	202 E 4TH ST, SANBORN, IA 51248-7753
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001045
Date	May 4, 2020
Instrument	2020-01045

Lender

Name	IOWA STATE BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

June 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jun 27, 2018
Property Address	202 E 4TH ST, SANBORN, IA 51248-7753
Document Number	201801441
Instrument Date	Jun 7, 2018
Instrument	2018-01441
Transaction Type	Construction Loan
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E 4TH ST, SANBORN, IA 51248-7753

Mortgage

Document Number	201801442
Date	Jun 27, 2018
Instrument	2018-01442

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sanborn City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,650 (+12.11%) Land $19,760 Building $161,890	$181,650 (+12.11%) Land $19,760 Building $161,890
2024	$2,168.00 (+10.16%)
2023		$162,030 (+28.39%) Land $19,760 Building $142,270	$162,030 (+28.39%) Land $19,760 Building $142,270
2022	$1,968.00 Homeowner's exemption	$126,200 Land $18,200 Building $108,000
2021			$126,200 Land $18,200 Building $108,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
The Community Agency Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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