102 E 4th St, Sanborn, IA 51248 Property Records

O'Brien County property record for 102 E 4th St, Sanborn, IA 51248

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,048 sqft · built 1900
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (May 2026)
Tax Bill	$752 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0025480000`

Property Details

APN / Parcel Number

Primary APN	`0025480000`
Alternative APN	`0000254800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	728 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	100 ft deep x 92 ft wide
Garage Type	Detached
Garage Area	264 sqft
Porch	Slab
Porch Area	399 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	102 E 4TH ST
City	SANBORN
State	IA
Zip	51248-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN S 92 OF LOTS 1-2 BLK 12
Legal Subdivision	ORIGINAL TOWN OF SANBORN
Legal Block	12
Legal Lot Number	1-2
Jurisdiction	O'BRIEN IA
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4034
Census Tract	490200

Owner

Source: O'Brien County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 E 4TH ST, SANBORN, IA 51248-1130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage FARMERS TRUST AND SVGS BANK
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Jan 29, 2019	Intrafamily Transfer, Transfer
Jul 5, 2018	Warranty Deed, Transfer · Line of Credit CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Jun 2, 2025 · Amount on Record
Deed Document Number	20261565
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	May 29, 2026
Property Address	102 E 4TH ST, SANBORN, IA 51248-1130
Document Number	0000001565
Instrument Date	May 29, 2026
Instrument	20261565
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,463.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E 4TH ST, SANBORN, IA 51248-1130

Mortgage

Document Number	0020261566,
Date	May 29, 2026
Instrument	20261566

Lender

Name	FARMERS TRUST AND SVGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	102 E 4TH ST, SANBORN, IA 51248-1130
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201801681
Date	Jul 30, 2018
Instrument	2018-01681

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	O'BRIEN IA
Recording Date	Jan 29, 2019
Property Address	102 E 4TH ST, SANBORN, IA 51248-1130
Document Number	201900221
Instrument Date	Jan 29, 2019
Instrument	2019-00221
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E 4TH ST, SANBORN, IA 51248-1130
Investor	Possibly a Property Investor

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jul 5, 2018
Property Address	102 E 4TH ST, SANBORN, IA 51248-1130
Document Number	201801498
Instrument Date	Jun 25, 2018
Instrument	2018-01498
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 E 4TH ST, SANBORN, IA 51248-1130
Investor	Possibly a Property Investor

Mortgage

Document Number	201801500
Date	Jul 5, 2018
Instrument	2018-01500

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sanborn City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$752.00	$76,130 (+21.05%) Land $15,380 Building $60,750	$76,130 (+21.05%) Land $15,380 Building $60,750
2024	$752.00 (+18.61%)
2023		$62,890 (+34.67%) Land $15,380 Building $47,510	$62,890 (+34.67%) Land $15,380 Building $47,510
2022	$634.00 Homeowner's exemption	$46,700 Land $14,170 Building $32,530
2021			$46,700 Land $14,170 Building $32,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
The Community Agency Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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