112 E 4th St, Sanborn, IA 51248 Property Records

O'Brien County property record for 112 E 4th St, Sanborn, IA 51248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,212 sqft · built 1905
Lot Size	0.261 acres (11,360 sqft)
Owner	Individual Name on Record
Last Sale	$101,000 (Jul 2023)
Tax Bill	$1,156 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0025510000`

Property Details

APN / Parcel Number

Primary APN	`0025510000`
Alternative APN	`0000255100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,132 sqft
Basement Area	283 sqft
Unfinished Basement	283 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,360 sqft (0.261 acres)
Lot Dimensions	142 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	780 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	112 E 4TH ST
City	SANBORN
State	IA
Zip	51248-7752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN E 30 OF LOT 5 & ALL OF LOT 6 BLK 12
Legal Subdivision	THE ORIGINAL TOWN SANBORN
Legal Block	12
Legal Lot Number	5,6
Jurisdiction	O'BRIEN IA
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4034
Census Tract	490200

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 E 4TH ST, SANBORN, IA 51248-7752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Closed-End Mortgage SANBORN SAVINGS BANK
Jul 26, 2023	Warranty Deed, Transfer · Closed-End Mortgage SANBORN SAVINGS BANK
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK
Dec 16, 2020	Deed of Trust, Mortgage · Line of Credit SANBORN SAVINGS BANK
Feb 15, 2017	Warranty Deed, Transfer · Conventional Mortgage SANBORN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Prior Sale	Jun 15, 2021 · Amount on Record
Deed Document Number	20231561
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	112 E 4TH ST, SANBORN, IA 51248-7752
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E 4TH ST, SANBORN, IA 51248-7752

Mortgage

Document Number	0202301224
Date	Jun 20, 2023
Instrument	2023-01224

Lender

Name	SANBORN SAVINGS BANK
Type	Bank
Address	SANBORN, IA 51248

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jun 16, 2029

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jul 26, 2023
Property Address	112 E 4TH ST, SANBORN, IA 51248-7752
Document Number	0020231561
Instrument Date	Jul 21, 2023
Instrument	2023-1561
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E 4TH ST, SANBORN, IA 51248-7752

Mortgage

Document Number	0020231562
Date	Jul 26, 2023
Instrument	2023-1562

Lender

Name	SANBORN SAVINGS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Sep 20, 2028

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jun 15, 2021
Property Address	112 E 4TH ST, SANBORN, IA 51248-7752
Document Number	202101841
Instrument Date	Jun 4, 2021
Instrument	2021-01841
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$133.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E 4TH ST, SANBORN, IA 51248-7752

Mortgage

Document Number	202101842
Date	Jun 15, 2021
Instrument	2021-01842

Lender

Name	BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	112 E 4TH ST, SANBORN, IA 51248-7752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E 4TH ST, SANBORN, IA 51248-7752

Mortgage

Document Number	202003572
Date	Dec 16, 2020
Instrument	2020-03572

Lender

Name	SANBORN SAVINGS BANK
Type	Bank
Address	SANBORN, IA 51248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Dec 11, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Feb 15, 2017
Property Address	112 E 4TH ST, SANBORN, IA 51248-7752
Document Number	201700310
Instrument Date	Jan 4, 2017
Instrument	2017-00310
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E 4TH ST, SANBORN, IA 51248-7752

Mortgage

Document Number	201700311
Date	Feb 15, 2017
Instrument	2017-00311

Lender

Name	SANBORN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sanborn City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,156.00 (-24.15%) Homeowner's exemption	$111,980 (-4.27%) Land $15,200 Building $96,780	$111,980 (-4.27%) Land $15,200 Building $96,780
2024	$1,524.00 (+2.42%)
2023		$116,980 (+31.85%) Land $15,200 Building $101,780	$116,980 (+31.85%) Land $15,200 Building $101,780
2022	$1,488.00 (+3.05%)	$88,720 Land $14,000 Building $74,720
2021	$1,444.00		$88,720 Land $14,000 Building $74,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
The Community Agency Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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