202 Division St, Geneva, IL 60134 Property Records

Kane County property record for 202 Division St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,038 sqft · built 1953
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$231,500 (Aug 2018)
Tax Bill	$6,716 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-103-001`

Property Details

APN / Parcel Number

Primary APN	`12-02-103-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,038 sqft Living Area
Gross Area	1,557 sqft
1st Floor Area	1,038 sqft
Basement Area	519 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Lot Area	6,250 sqft (0.143 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	202 DIVISION ST
City	GENEVA
State	IL
Zip	60134-1470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN SAMARITAN SUB - LOT 5 IN BLK 10
Legal Subdivision	WESTERN SAMARITAN SUB
Legal Block	10
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5002
Census Tract	852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 DIVISION ST, GENEVA, IL 60134-1470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK
Aug 7, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2018 · Amount on Record
Deed Sale	Aug 7, 2018 · Amount on Record
Prior Sale	Aug 11, 2009 · Amount on Record
Deed Document Number	201838218
Last Transfer Date	Jun 25, 2021
Transfer Doc	0000048971
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 25, 2021
Property Address	202 DIVISION ST, GENEVA, IL 60134-1470
Document Number	0000048971
Instrument Date	Jun 25, 2021
Instrument	2021K048971
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 DIVISION ST, GENEVA, IL 60134-1470

Mortgage

Document Number	0000048972
Date	Jun 25, 2021
Instrument	2021K048972

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 7, 2018
Property Address	202 DIVISION ST, GENEVA, IL 60134-1470
Document Number	0000038218
Instrument Date	Jul 26, 2018
Instrument	2018K038218
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 LISAY CIR, NORTH AURORA, IL 60542

Mortgage

Document Number	0000038219
Date	Aug 7, 2018
Instrument	2018K038219

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,716.00 (+10.75%) Homeowner's exemption	$100,998 (+8.5%) Land $31,740 Building $69,258	$303,115 (+8.5%) Land $95,258 Building $207,857
2024		$93,085 (+18.38%) Land $29,253 Building $63,832	$279,367 (+18.43%) Land $87,794 Building $191,573
2022	$6,064.00 (+3.15%) Homeowner's exemption	$78,631 (+3.86%) Land $24,711 Building $53,920	$235,893 (+3.86%) Land $74,133 Building $161,760
2021	$5,879.00 Homeowner's exemption	$75,709 Land $23,793 Building $51,916	$227,127 Land $71,379 Building $155,748

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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