134 Division St, Geneva, IL 60134 Property Records

Kane County property record for 134 Division St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1951
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (Feb 2020)
Tax Bill	$7,480 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-102-016`

Property Details

APN / Parcel Number

Primary APN	`12-02-102-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Lot Area	6,250 sqft (0.143 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	134 DIVISION ST
City	GENEVA
State	IL
Zip	60134-1469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 IN BLK 9 OF WESTERN SAMARITAN SUB
Legal Subdivision	WESTERN SAMARITAN SUB
Legal Block	9
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5002
Census Tract	852500

Owner

134 Division St is owned and occupied by two individuals who acquired it in November 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	134 DIVISION ST, GENEVA, IL 60134-1469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Transfer on Death Deed, Transfer · Line of Credit GREENSTATE CU
Feb 5, 2020	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on File
Deed Sale	Feb 5, 2020 · Amount on File
Prior Sale	Feb 5, 2016 · Amount on File
Deed Document Number	20206633
Last Transfer Date	Nov 28, 2022
Transfer Doc	0000057826
Record Updated	Sep 20, 2026

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Dec 7, 2022
Property Address	134 DIVISION ST, GENEVA, IL 60134-1469
Document Number	0000057826
Instrument Date	Nov 28, 2022
Instrument	2022K057826
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 DIVISION ST, GENEVA, IL 60134-1469

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0000057867
Date	Dec 7, 2022
Instrument	2022K057867

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 5, 2020
Property Address	134 DIVISION ST, GENEVA, IL 60134-1469
Document Number	0000006633
Instrument Date	Dec 19, 2019
Instrument	2020K006633
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	EXECUTIVE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	134 DIVISION ST, GENEVA, IL 60134-1469

Mortgage

Document Number	0000006634
Date	Feb 5, 2020
Instrument	2020K006634

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 134 Division St was $7,480 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,480.00 Homeowner's exemption Senior Citizen's exemption	$119,569 (+8.5%) Land $31,740 Building $87,829	$358,851 (+8.5%) Land $95,258 Building $263,592
2024		$110,201 Land $29,253 Building $80,948	$330,735 Land $87,794 Building $242,941
2022	$7,772.00 (+2.82%)	$93,090 (+3.86%) Land $24,711 Building $68,379	$279,270 (+3.86%) Land $74,133 Building $205,137
2021	$7,559.00	$89,631 Land $23,793 Building $65,838	$268,893 Land $71,379 Building $197,514

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 134 Division St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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