130 Division St, Geneva, IL 60134 Property Records

Kane County property record for 130 Division St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,073 sqft · built 1955
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (May 2026)
Tax Bill	$6,701 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-102-015`

Property Details

APN / Parcel Number

Primary APN	`12-02-102-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
1st Floor Area	1,073 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,250 sqft (0.143 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	130 DIVISION ST
City	GENEVA
State	IL
Zip	60134-1469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN SAMARITAN SUB LOT 2 IN BLK 9
Legal Subdivision	WESTERN SAMARITAN SUB
Legal Block	9
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5002
Census Tract	852500

Owner

130 Division St is owned and occupied by an individual who bought it in May 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	130 DIVISION ST, GENEVA, IL 60134-1469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage SOCIETY MORTGAGE
Apr 9, 2024	Warranty Deed, Transfer CITYWIDE TITLE CORPORATION
Aug 12, 2019	Special Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Nov 28, 2017	Grant Deed, Foreclosure · Construction Mortgage DAVID A STECH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Apr 9, 2024 · Amount on File
Deed Document Number	202617842
Prior Transfer Date	Dec 9, 2024
Prior Transfer Doc	0000045524
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 1, 2026
Property Address	130 DIVISION ST, GENEVA, IL 60134-1469
Document Number	0000017842
Instrument Date	Apr 24, 2026
Instrument	202617842
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,297.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 DIVISION ST, GENEVA, IL 60134-1469

Mortgage

Document Number	0000017843,
Date	May 1, 2026
Instrument	202617843

Lender

Name	SOCIETY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 9, 2024
Property Address	130 DIVISION ST, GENEVA, IL 60134-1469
Document Number	0000011500
Instrument Date	Mar 22, 2024
Instrument	2024K011500
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 DIVISION ST, GENEVA, IL 60134-1469

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 12, 2019
Property Address	130 DIVISION ST, GENEVA, IL 60134-1469
Document Number	0000035964
Instrument Date	Jul 30, 2019
Instrument	2019K035964
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1770 S RANDALL RD, 1770, GENEVA, IL 60134-4646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 DIVISION ST, GENEVA, IL 60134-1469

Mortgage

Document Number	0000035965
Date	Aug 12, 2019
Instrument	2019K035965

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

November 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Nov 28, 2017
Property Address	130 DIVISION ST, GENEVA, IL 60134-1469
Document Number	0000061992
Instrument Date	Nov 27, 2017
Instrument	61992
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$135.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1770 S RANDALL RD GENEVA IL 601344646, GENEVA, IL 60134-4646

Mortgage

Document Number	61993
Date	Nov 28, 2017
Instrument	61993

Lender

Name	DAVID A STECH
Address	PO BOX 870, MURRAY, KY 42071-0014

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 27, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 130 Division St was $6,701, up 3.8% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,701.00 (+3.76%)	$100,779 (+8.5%) Land $31,740 Building $69,039	$302,458 (+8.5%) Land $95,258 Building $207,200
2024	$6,458.00	$92,883 Land $29,253 Building $63,630	$278,761 Land $87,794 Building $190,966
2022	$6,050.00 (+3.15%) Homeowner's exemption	$78,460 (+3.86%) Land $24,711 Building $53,749	$235,380 (+3.86%) Land $74,133 Building $161,247
2021	$5,865.00 Homeowner's exemption	$75,544 Land $23,793 Building $51,751	$226,632 Land $71,379 Building $155,253

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 Division St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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