202 Chimney Oak Dr, Joppa, MD 21085 Property Records

Harford County property record for 202 Chimney Oak Dr, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,840 sqft · built 2011
Lot Size	0.169 acres (7,355 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Apr 2023)
Tax Bill	$3,518 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-387707`

Property Details

APN / Parcel Number

Primary APN	`01-387707`
Alternative APN	`387707`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,840 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,355 sqft (0.169 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	387707
Street Address	202 CHIMNEY OAK DR
City	JOPPA
State	MD
Zip	21085-4728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 7355 SF 202 CHIMNEY OAK DRIVE BRITTANY QUARTERS 129/90
Legal Subdivision	BRITTANY QUARTERS 02 SEC 02
Legal Lot Number	26
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301402

Owner

Source: Harford County records · APN 01-387707

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	202 CHIMNEY OAK DR, JOPPA, MD 21085-4728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Jun 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Jul 20, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Apr 22, 2011 · Amount on Record
Deed Book / Page	15884 / 415
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 24, 2023
Property Address	202 CHIMNEY OAK DR, JOPPA, MD 21085-4728
Document Number	0158840415
Book / Page	15884 / 415
Map Reference	MB JJR 129 PL 90
Instrument Date	Apr 13, 2023
Transaction Type	Transfer
Record Updated	May 03, 2023
Title Company	LEGACY SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,037.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	202 CHIMNEY OAK DR, JOPPA, MD 21085-4728

Mortgage

Document Number	0158840422
Date	Apr 24, 2023
Book Page	15884/422

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	202 CHIMNEY OAK DR, JOPPA, MD 21085-4728
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147890400
Date	Jun 02, 2021
Book Page	14789/400

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 01, 2031

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	202 CHIMNEY OAK DR, JOPPA, MD 21085-4728
Document Number	0140690330
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 06, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CHIMNEY OAK DR JOPPA MD 210854728, JOPPA, MD 21085-4728

Mortgage

Document Number	0140690330
Date	Aug 28, 2020
Book Page	014069/000330

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2040

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,400 (+19.88%)	$398,700 (+23.51%) Land $90,100 Building $308,600
2025	$3,518.00 (+7.55%) Homeowner's exemption
2023		$311,467	$322,800 Land $90,100 Building $232,700
2022	$3,271.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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