196 Chimney Oak Dr, Joppa, MD 21085 Property Records

Harford County property record for 196 Chimney Oak Dr, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,568 sqft · built 2011
Lot Size	0.156 acres (6,797 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jul 2012)
Tax Bill	$4,208 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-387677`

Property Details

APN / Parcel Number

Primary APN	`01-387677`
Alternative APN	`387677`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	2,568 sqft Total Area
Basement Area	540 sqft Basement
Finished Basement	540 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,797 sqft (0.156 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Mixed
Garage Area	400 sqft Garage
Deck Area	272 sqft Deck

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	387677
Street Address	196 CHIMNEY OAK DR
City	JOPPA
State	MD
Zip	21085-4768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 6797 SF 196 CHIMNEY OAK DRIVE BRITTANY QUARTERS 129/90
Legal Subdivision	BRITTANY QUARTERS 02 SEC 02
Legal Lot Number	23
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301402

Owner

Source: Harford County records · APN 01-387677

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	196 CHIMNEY OAK DR, JOPPA, MD 21085-4768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2012 · Amount on Record
Deed Sale	Jul 12, 2012 · Amount on Record
Prior Sale	Jun 21, 2011 · Amount on Record
Deed Book / Page	9767 / 218
Last Transfer Date	Jul 03, 2014
Transfer Doc	0108980292
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	196 CHIMNEY OAK DR, JOPPA, MD 21085-4768
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151100383
Date	Oct 18, 2021
Book Page	15110/383

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,700 (+5.81%)	$457,500 (-) Land $90,000 Building $367,500
2025	$4,208.00 (+8.85%)	$409,900 (+10.65%)	$457,500 (+18.49%) Land $90,000 Building $367,500
2023		$370,433	$386,100 Land $90,000 Building $296,100
2022	$3,866.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.